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This offer of the complimentary 1st Year free coverage for Smart Home Essential with basic Sum Assured of $50,000 on Fixttures, Fittings & Renovation, $250,000 Worldwide Personal Liability coverage is exclusively for RenoTalk visitors. Each participant is entitied to one time redemption only and the offer are not exchanged for cash. In consideration of Desmond Kwa Organisation’s collaborations with different corporations, each participant;s member is only entitled to one time. If you have previously enjoy a promotion from Desmond Kwa Organisation you will not be eligible for this offer.

*The offers are only valid for insurance plans purchased from AXA Financial Planners appointed by Frankie Tong Unit of Desmond Kwa Organisation, an agency unit representing AXA Insurance Private Limited. Frankie Tong Unit of Desmond Kwa Organisation reserves the right to change the terms and conditions without prior notice.

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1. This form is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract.
2. Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
3. The above is for your information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from an AXA Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from an AXA Financial Planner, you should consider whether the product in question is suitable for you.
4. A product summary is available and may be obtained from AXA Insurance Private Limited and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy.
5. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
6.Investments in investment-linked policies (“ILP”) are subjected to investment risks including the possible loss of the principal amount invested. The value of units in the ILP sub-fund and the income accruing to the units, if any, may fall or rise. You should read the product summary and the product highlights sheet (“PHS”) before deciding whether to subscribe for units in the ILP sub-fund. The product summary and the PHS may be obtained from a Financial Planner representing AXA Life Insurance Singapore Private Limited.
7. The insurance policy featured in this form is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you should you buy the policy. For more information on the types of benefi­ts that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme (Life Insurance).

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What's in it for me? 5 Quotations (up to) from reputable interior designers FREE Curated Renovation Packages 24 Hour quick turnaround Join the growing 46,923satisfied homeowners
Your Renovation Budget? Homeowners with similar property type spend $35,000 SGD on average
"I Saved Up to 50%" Ashok Kumar, Homeowner "I was so stressed while looking for a good interior design company, so I'm really grateful to have stumbled upon Renotalk as they streamlined this tedious process by half! The condominium packages were a bargain, and I can safely say I've saved up to 50% from them."
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"I Saved Up to 30%" Muhammad Fahmi, Homeowner "I used RenoTalk's method of getting quotes and received many attractive packages without hassling & bargaining! I even gained an extra 30% value and better service from the Renovators!"
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What's in it for me? 5 Quotations (up to) from reputable interior designers FREE Curated Renovation Packages 24 Hour quick turnaround Join the growing 46,923satisfied homeowners
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"I Saved Up to 30%" Muhammad Fahmi, Homeowner "I used RenoTalk's method of getting quotes and received many attractive packages without hassling & bargaining! I even gained an extra 30% value and better service from the Renovators!"
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Scandinavian Minimalist Industrial Modern Urban Quirky Fun Budget

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13 Kaki Bukit Road 4 #03-10 Bartley Biz Centre Singapore 417807 (Viewing of samples by appointment ONLY)

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4.9416 reviews

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Cassy Lee — 5 star: Really good services and nice quality of work and materials provided. We really love it alot! And the price is reasonable...Even I'm not getting something pricey but yet they still provide quality customer service. Well done a... more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Zhihao Tan — 5 star: Just got my curtains and outdoor blinds installed by the curtain expert. I am really impressed by their service from the sales all the way to the people installing. Andy gave very good suggestions and he could have easily got... more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Korine Tan — 5 star: Just installed outdoor blind and curtain for my house. Really great, efficient service and value for money with impressive quality. Definitely would use The Curtain Expert again and recommend to friends and family. Kudos to t... more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Benjamin Chew — 4 star: Fast installation by the workers. Appreciate Andy too for being patient. Will definitely recommend my friends in future. Cheers! more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Daniel Lee — 5 star: Did curtain and balcony blind with curtain expert and was impressed with the service rendered, not to mention on the quality of the curtain which is above expectation. Good job! more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Ariston Uni — 5 star: Very responsive and accomodating even though I change my installation last minute. The installers are great too, very friendly and knowledgeable. Overall great customer service. Thanks. more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Ban Hock Ng — 5 star: Thanks for the right recommendation of blinds for my 4 ROOM BTO. Definitely worth recommending to friends and colleagues more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Kyan Yu — 5 star: Was actually shopping for an outdoor blinds for one of my EC in pasir ris.

so Happen to saw their advertisement on facebook, signed up immediately to get a free consultation and the offer.

straight away, an email was sent... more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Clarie Lee — 5 star: Prompt response, fast delivery and good value for money. more

Guest Review
7 years ago

Extracted from The Curtain Expert facebook page:

Sebestian Soh — 5 star: Just installed the shadow / zebra blind in my new BTO and also rollerblinds and the advice and services provided are tip-top. The advice provided by the sales is great and he also helps us consumers to save cost in one-way... more

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The Association @theassociation
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Simply Industrial Street-Inspired. Here is a view of an open-concept dining area, with cafe style brick wall. 19 NOVEMBER 2016
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