50 Personal Finance Tips That Will Change the Way You Think About Money (Part 1)

[nivasoftvietnam 1]

1. Create a Financial Calendar

2. Check Your Interest Rate

3. Track Your Net Worth

4. Set a Budget, Period

5. Consider an All-Cash Diet

6. Take a Daily Money Minute

7. Allocate at Least 20% of Your Income Toward Financial Priorities

8. Budget About 30% of Your Income for Lifestyle Spending

9. Draft a Financial Vision Board

10. Set Specific Financial Goals

11. Adopt a Spending Mantra

12. Love Yourself

13. Make Bite-Size Money Goals

14. Banish Toxic Money Thoughts

15. Get Your Finances–and Body—in Shape

16. Learn How to Savor

17. Get a Money Buddy

18. When Negotiating a Salary, Get the Company to Name Figures First

19. You Can Negotiate More Than Just Your Salary

20. Don’t Assume You Don’t Qualify for Unemployment

21. Make Salary Discussions at Your Current Job About Your Company’s Needs

22. Start With Small Debts to Help You Conquer the Big Ones

23. Don’t Ever Cosign a Loan

24. Every Student Should Fill Out the FAFSA

25. Always Choose Federal Student Loans Over Private Loans

26. If You’re Struggling With Federal Student Loan Payments, Investigate Repayment Options

27. Opt for Mortgage Payments Below 28% of Your Monthly Income

28. Evaluate Purchases by Cost Per Use

29. Spend on Experiences, Not Things

30. Shop Solo

 

(continued part 2) 

 

[Demixl 1]

Wow, buddy, thank you so much for such great advice. I am sure that if you follow these tips, it will save about 1000 bucks a month. I have problems with money. The fact is that the boss pays me a little and I don’t know how to tell him about it. It seems to me that if I ask for a raise, he can get angry and fire me. I even read tips on how to request a raise at https://investedwallet.com/asking-for-a-raise/, but I don’t know if these tips really help me. My friends and parents advise me to take courage and talk with the boss, but I'm scared. What will you advice me? Someone asked for a raise from his boss?