Jaren 0 Report post Posted May 16, 2007 find that all these things you mentioned are short-termfor me a good yard-stick is imagine when you are retired and sitting on a rocking chair, thinking back on these year.did you do things you regretted? did you not do things that you wish you'd done?guess i'm quite lucky in the sense that money has never been a problem for mei have been working since 14yrs old so i dun have times when i wish i had the money for something. or is it bcoz those things i like all cheap cheap one a good way to set targets is to see where you are and where you want to beif you KNOW that you will never achieve it, then setting this kind of target will only demoralise you and make you feel useless.for me, i just want my OWN roof over my headlet my parents go for holidays, try to give the best to my babiesand see the worldso far, i think i'm on the right track and getting the flat really makes me feel i've arrivedto me, money is only enough when you FEEL it's enoughso it's important to set a target e.g. $1 million retirement fundif you have no clear target, you will never arrive lohsorry old liao that's why very naggy btw, wedding is not marriageit's better to give your wife a unforgettable marriage can ask what is your dream car and what you have done to move towards that goal?you have heard of the phrase - 'fail to plan, plan to fail'let's all gambatte for my dreams tat one still haf to wait till i found a better job den see how... anyway its optional.. most impt is to earn enough to let my parents to haf a better life cuz they been working for so long... time to repay them back... btw my dream car is Suzuki Swift... Plan to achieve all these in 10 yrs time... Long way to go... Keep it up... Share this post Link to post Share on other sites
applefreak 1 Report post Posted May 16, 2007 wah you quote me very fast lehedited the post but too late liaoa good way to buy a car is have at least 50% of the car price in cashcoz the car loan interest is around 5-6% effectiveme thinking of buying a car toobut think will wait another 5 years as wellwill need the car when my parents have problem moving around10yrs is a good time to achieve all thesei'm sure you can do it gambatte Share this post Link to post Share on other sites
Jaren 0 Report post Posted May 16, 2007 wah you quote me very fast lehedited the post but too late liaoa good way to buy a car is have at least 50% of the car price in cashcoz the car loan interest is around 5-6% effectiveme thinking of buying a car toobut think will wait another 5 years as wellwill need the car when my parents have problem moving around10yrs is a good time to achieve all thesei'm sure you can do it gambatte HaHA... happen to read the post ma...Do one at a time.. slowly u can achieve wat u wan... tat's wat i think... blurberiI think tis is common among married couples... Not applicable for those born wif GOLD spoon..HAHA Share this post Link to post Share on other sites
bluberi 0 Report post Posted May 16, 2007 jaren-didi,u r rite! Share this post Link to post Share on other sites
MaCe 3 Report post Posted May 17, 2007 Not applicable for those born wif GOLD spoon..HAHAthose without the GOLDEN spoon or with only just a plastic spoon have to do things ONE step at a time lor.house loan, reno loan, car loan, simi simi loan....all singaporeans are tied down by loans.just refrain from taking any loan if possible. Share this post Link to post Share on other sites
applefreak 1 Report post Posted May 17, 2007 those without the GOLDEN spoon or with only just a plastic spoon have to do things ONE step at a time lor.house loan, reno loan, car loan, simi simi loan....all singaporeans are tied down by loans.just refrain from taking any loan if possible.me now feeling the pinch servicing the stupid home loanjust rent a flat nia also need to take loan hopefully i will never need to take another loan in my life some updatesdoors and frames all removed, but the wall kenna until dun know like whatthink the contractor got those foreign workers to do the hacking workso heart pain my wallshe better do the patching up work wellwooden door frames should be up todaythe doors will be selected when i find time to go down to the factory therethe door frames cost $120 including installation Share this post Link to post Share on other sites
applefreak 1 Report post Posted May 17, 2007 (edited) went down to my nest again todayheart pain when i saw what they did to the walls when removing the door frames the crack on the wall in my bedroom some pix of the mugs i bought at the tangs sale, $7.45 for set of threebought two mugs from the robinson sale for my parents who loves chinese tea 2 for $10more of my swee swee tiles Edited May 17, 2007 by applefreak Share this post Link to post Share on other sites
LinDa 0 Report post Posted May 19, 2007 went down to my nest again todayheart pain when i saw what they did to the walls when removing the door frames don't worry, can be made good one!! Share this post Link to post Share on other sites
applefreak 1 Report post Posted May 19, 2007 went down to my nest again todaynothing changed except the rubbles on the floor was clearedmust call the tile contractor tomorrow to ask him what is going on??? Share this post Link to post Share on other sites
bluberi 0 Report post Posted May 19, 2007 applefreak, tink no need the doors liao.. it might not be able to fit.apologies for the inconvenience caused. Share this post Link to post Share on other sites
applefreak 1 Report post Posted May 20, 2007 applefreak, tink no need the doors liao.. it might not be able to fit.apologies for the inconvenience caused.no problem. the doors are still around so at least i can think about paying $720 for three new doors or just use back these doors Share this post Link to post Share on other sites
LinDa 0 Report post Posted May 20, 2007 went down to my nest again todaynothing changed except the rubbles on the floor was clearedmust call the tile contractor tomorrow to ask him what is going on??? maybe you can ask the contractor to give u a schedule? coz sometimes he may plan it not consecutively one. Share this post Link to post Share on other sites
applefreak 1 Report post Posted May 20, 2007 maybe you can ask the contractor to give u a schedule? coz sometimes he may plan it not consecutively one. he is not my own contractorhe is under hdb to do rectifications to my flatnow he is trying to be funny coz he keep asking for moneytop up for this and top up for thati'm quite fed up with him liaowill be calling him later to see what he is doing Share this post Link to post Share on other sites
LinDa 0 Report post Posted May 20, 2007 he is not my own contractorhe is under hdb to do rectifications to my flatnow he is trying to be funny coz he keep asking for moneytop up for this and top up for thati'm quite fed up with him liaowill be calling him later to see what he is doing he trying to earn extra lor coz i bet govt projects usually the profit margin for them very slim one.. call him and if no use, tell him you will complain to hdb to change contractor!! Share this post Link to post Share on other sites
applefreak 1 Report post Posted May 20, 2007 he is trying to con me coz he see always me alone dealing with himduring this period i learnt a very important lessoni MUST drag my bf along for every discussion coz all the contractors/ID dun take me seriously when i'm aloneeven that day the window contractor come down to quote for the grilles, i was the one discussion with him so the price he quote was quite high. until my bf spoke up then he brought down the price this hdb contractor also the same loh, always asking for additional top up when the first price of $400 should have included everything Share this post Link to post Share on other sites
