chivaslife88 0 Report post Posted April 6, 2015 hi all , my spouse is a non citizen , work permit holder. Can I check are we still eligible for applying renovation loan ? If yes , can his salary be counted ? thanks Share this post Link to post Share on other sites
industrie 0 Report post Posted May 14, 2015 If both you and spouse's name are included in your home, both of you should be eligible and can count his salary in too but pls double-check with banker. Share this post Link to post Share on other sites
GeorginaTopaz 0 Report post Posted May 15, 2015 Think it is wiser if you check with your banker... Better still go to multiple banks to check their loan rules! Share this post Link to post Share on other sites
Yika 0 Report post Posted May 18, 2015 Yes, it can however traditionally non-citizens will incur higher % rate + lower loan value ratio to his salary due to a higher default risk. Not sure about the market now. Share this post Link to post Share on other sites
topcat 0 Report post Posted May 19, 2015 banks diffucult call a finance company they can advise you instead of forum Share this post Link to post Share on other sites
