Best Mortgage Loan By Bank Now ?

[Guest Wendy Poh]

For those who have not looked into refinancing their mortgage loan, it's really time to do so. if anyone need some advice - homeowner to homeowner, feel free to PM me. Cheers!

[Wendy Poh 0]

Confused about what's the difference between SIBOR and SOR-pegged home loans in Singapore? Here's an interesting read. http://ow.ly/Ycb4z

Is the article still too confusing and what about a fixed rate package now that SIBOR and SOR are rising? Feel free to send me a PM if you're looking for cheaper source of financing.

[yokechye 2]

Want to get an opinion on DBS home loan. There's currently a floating rate package at FHR8(O.20%)+Spread(1.45%) with lock in of 2 years but both % are not fixed during the lock in period. This floating package comes with$888 cash rebate.

Another one is fixed for 2 years of the same rates but from 3rd year onwards, the spread is 1.65%.

Do you think it is still better to go for 2 years fixed then refinance it during 3rd year or can go for the floating them also refinance it after 3rd year? Not sure how volatile DBS spread rates for the past few years.

[Sonilor 1]

In this case, it all depends on how long you can afford to take out a loan now, because you do not always have the finances to pay the entire amount in two years or three, life is incredibly unpredictable, do you agree? that is why it is very important to have a consultation with Mortgage Broker Liverpool because experience and professionalism in this regard is only welcome and can save your finances at their best. I would advise you to contact them and find out more details about this business

[Judii 0]

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