snaem85 1 Report post Posted October 13, 2011 lets say my reno is 30k, but i only need 10k loan.does the bank allow that?or..should i just ask ID to write an invoice of 10k reno?experts, please help! Share this post Link to post Share on other sites
renoseeker 0 Report post Posted October 13, 2011 lets say my reno is 30k, but i only need 10k loan.does the bank allow that?or..should i just ask ID to write an invoice of 10k reno?experts, please help! Not sure about the first option, but the second one seems dubious to me. Isn't that like cheating?No offence meant please Share this post Link to post Share on other sites
snaem85 1 Report post Posted October 13, 2011 Not sure about the first option, but the second one seems dubious to me. Isn't that like cheating?No offence meant pleasenp..i just need to check with experts here before i call the bank to enquiry. Share this post Link to post Share on other sites
snaem85 1 Report post Posted October 13, 2011 ok settled.simple things, yet i think until so complicated. haha.show the quote, and request for the required amount. Share this post Link to post Share on other sites
renoseeker 0 Report post Posted October 13, 2011 ok great. good luck bro Share this post Link to post Share on other sites
loan specialist 0 Report post Posted October 19, 2011 ok settled.simple things, yet i think until so complicated. haha.show the quote, and request for the required amount. HI, i am a loan specialist from Maybank, understand your situation do allow me to answer some of your question. if your quotes is 30k you are eligible for a 10k loan provide you need the min income requirement. anything you are not sure and you wanted to get a loan from Maybank you can contact me sllee@maybank.com.sg ThanK! Share this post Link to post Share on other sites
Wu Jiahong Alvin Ng 1 Report post Posted November 10, 2011 hi loan specialist..i would like to ask u, let say im gng to loan 20k for home reno.. my salary per mth 1.6k.. wat is e loan amt i can loan, repayments period like 1,2,3 or 5 yrs etc.. n how abt e interest like..can pm me e amt i can loan n e repayment period n interest.. tks alot... Share this post Link to post Share on other sites
stitcy82 0 Report post Posted November 22, 2011 Hi loan specialist, i would like to check wat is the criterial for a home loan? and wat is the interest rate for maybank now?Thank you. Share this post Link to post Share on other sites
loan specialist 0 Report post Posted January 9, 2012 HI,sorry for the late reply, i will need your income to be at least 2k and your wife 2k to be eligible for a loan if not it will be hard to process. yo can either ask ur parent to come in as a joint applicant just to push up the loan amount and to let the loan approval. anything you are not sure you can email to sllee@maybank.com.sg Share this post Link to post Share on other sites
greenorange123 0 Report post Posted February 13, 2012 This is all quite new to me and this post actually opened my eyes.Thanks for sharing with us your wisdom. Share this post Link to post Share on other sites
weilee 0 Report post Posted February 17, 2012 Hi,Any queries on renovation loan, please feel free to call or sms me at 91129797regadsWei Lee Share this post Link to post Share on other sites
enzolucas 0 Report post Posted April 25, 2012 HI, i am a loan specialist from Maybank, understand your situation do allow me to answer some of your question. if your quotes is 30k you are eligible for a 10k loan provide you need the min income requirement. anything you are not sure and you wanted to get a loan from Maybank you can contact me sllee@maybank.com.sg ThanK!Hi Loan specialist, I need a loan of about 25k for tenure of 4 or 5 years. Can u tell me what is the difference in the 2 rates that Maybank offer: 1) reno loan board rate and 2) flate rate. which is more cost saving to me? Thank you. Share this post Link to post Share on other sites
dolphinz 0 Report post Posted May 11, 2012 U should compare the effective rates and installment amount to ensure u are able to service the loan Share this post Link to post Share on other sites