Time To Switch From Fixed Interest Rate To Variable?

[dreamhouse 0]

i have signed up for 3 years fixed interest rate at about 2%

one year has passed and i don't think interest rate is going to rise anytime soon...

how do i proceed to evaluate whether to refinance my loan (and pay penalty) and switch to a variable rate?

consult the current bank or a mortgage consultant?

[chronograph 0]

u still in lock in?

If not then talk to your current bank.

i have signed up for 3 years fixed interest rate at about 2%

one year has passed and i don't think interest rate is going to rise anytime soon...

how do i proceed to evaluate whether to refinance my loan (and pay penalty) and switch to a variable rate?

consult the current bank or a mortgage consultant?