My Journey To Having A Sweet Home

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My Designs:

Living Room

At first I tot living room will be the most difficult part to start with, but after all i completed this one the first

My feature wall design:

After mock up:

The dining table area:

I'm not a professional so the perspective are all out, i hope you all don't mind.....

Btw can anyone tell me what are the material for the black colour with flora patterns feature wall? Is that wall paper?

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This is my floor plan:

The living room is not square, so will have a hard time thinking of the furniture arrangement......

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My Kitchen design, again, was done up by me, so prospective all out, hope you don't mind....

Btw I might not be buying the accessories stated in the picture, still deciding which one to buy.....

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Some advice on lawyer

Just received a call from lawyer asking me about my cpf again.....

Lawyer:"I received email from banker you want to use your cpf for downpayment?"

Me:"eh, ya....(I tot i told you already?!) [cut off by her]"

Lawyer:"I told you you cannot use it for downpayment right?"

Me:"eh, but I've already fully repaid the cpf fund i used for my HDB, so I can now use it for my second property and not subject to the multi property rules.... (why am i repeating this again and again....)

Lawyer:"So you've set aside the min sum?"

Me:"no need min sum coz i fully repaid the CPF i used for my HDB, now my condo is consider 'first property' using cpf, so no need to set aside the min sum"

Lawyer:"so how much you want to use for your downpayment from cpf?"

Me:"....................."

Lucky i've told my banker i'll be using CPF for my downpayment, this lawyer never pay attention to our transaction, call her email her told her she still don't get it, last week when meet up with her i repeatedly ask her when shd i tell her about my cpf usage for the downpayment, and she can still ask me "are you first time buying property?"

My advice is, don't fully trust the lawyer will handle all the procedures for you properly, if i don't go check with cpf and banker myself, i'll end up in a 'Sxxx' hole!

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Hi all,

Pls note this T-blog is now moved to:

http://mylittlecasa.blogspot.com/

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Once you made the voluntary refund to CPF, CPF will send a letter to you to inform you. Please make this info available to the lawyer so that he/she understands that you and your spouse are not subjected to MSS.

I did the same for my wife's CPF and the reply was a week time. The fund is only available somewhere 1-2 weeks later after the cheque is sent in(unless you bring cashier's order directly to CPF HQ which should reduce the duration of voluntary refund). So you got to time yourself carefully in such situation if u need to use the CPF to make the downpayment.

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Once you made the voluntary refund to CPF, CPF will send a letter to you to inform you. Please make this info available to the lawyer so that he/she understands that you and your spouse are not subjected to MSS.

I did the same for my wife's CPF and the reply was a week time. The fund is only available somewhere 1-2 weeks later after the cheque is sent in(unless you bring cashier's order directly to CPF HQ which should reduce the duration of voluntary refund). So you got to time yourself carefully in such situation if u need to use the CPF to make the downpayment.

Hi wd88,

Thanks, I've checked with cpf and printed my statement which shows the funds already went in, but the lawyer is very slow and she just didn't get it. She's the kind of person if you tell her now she won't take it and remember, she'll only do things according to her own steps and when she need the info then she'll ask you again . Few days ago her assistant still calling me to provide the cpf statement......