therat 18 Report post Posted May 31, 2010 Just wondering, how many of us buy home insurance to protect our home content? Do you insurance the home content to max? which company you recommend? Share this post Link to post Share on other sites
Shirley1982 0 Report post Posted June 24, 2010 izzit a necessity? Share this post Link to post Share on other sites
davidbslee 1 Report post Posted June 25, 2010 izzit a necessity? Yes. As I kana before when I just got my 1st HDB flat. I stay at 3rd floor and there is a big fire directly below my void deck and smoke when into our flat which just renovated. And my wall paint colour all are damage but luckly got home insurance to protect our home content and manage to replace new painted wall with the same brand and colour. You never know when will happen for this kind of things. Share this post Link to post Share on other sites
Warrior88 0 Report post Posted June 25, 2010 Bought Mine together with car insurance ( AIG ) Cover car and home content of your hse It is important especially if your hse is on rental, you know how things can happen lah. Especially those disposable filter that are clog up with oil in your cooker hood. Luckily , now new design hood don't use those disposable filter anymore Share this post Link to post Share on other sites
dean 5 Report post Posted June 25, 2010 which company u sign? AIA? Share this post Link to post Share on other sites
TYM 0 Report post Posted June 25, 2010 Just wondering, how many of us buy home insurance to protect our home content? Do you insurance the home content to max? which company you recommend? Yes Share this post Link to post Share on other sites
bepgof 20 Report post Posted June 27, 2010 (edited) Yes Home insurances are in fact quite complicated in nature, many thanks should go to gov's afforts in providing/maintaining a sound & safe environments, and also to the Heaven. Appreciate if anyone can share their experience on the following areas as to HOME: - against theft - against flood - against fire (most common & must for HDB) - against earthquake Edited June 27, 2010 by bepgof Share this post Link to post Share on other sites
Reno Guru 0 Report post Posted June 27, 2010 Bought Mine together with car insurance ( AIG ) Cover car and home content of your hse It is important especially if your hse is on rental, you know how things can happen lah. Especially those disposable filter that are clog up with oil in your cooker hood. Luckily , now new design hood don't use those disposable filter anymore arga arga how much ah ? Share this post Link to post Share on other sites
Warrior88 0 Report post Posted June 28, 2010 arga arga how much ah ? Main bulk of the premium is on the car, depends on your car.. Add on like home is around $80 ~ 100 / year. Share this post Link to post Share on other sites
Reno Guru 0 Report post Posted June 28, 2010 Main bulk of the premium is on the car, depends on your car.. Add on like home is around $80 ~ 100 / year. hi warrior88, just to confirm with you ..... means car+home about $100/year ? that is quite cheap ah ...... maybe the coverage not very good ..... is it ? Share this post Link to post Share on other sites
therat 18 Report post Posted June 28, 2010 once a agent told me If the policy insurance is 60k and the damage amount come to 80k. I can't claim to 60k to the max. The company will pro-rate. Anyone can advice. Is this market practise? Share this post Link to post Share on other sites
Warrior88 0 Report post Posted June 28, 2010 hi warrior88, just to confirm with you ..... means car+home about $100/year ? that is quite cheap ah ...... maybe the coverage not very good ..... is it ? No lah... depends on the value of your car and NCB. Assuming if car insurance is $700, just add another $80~100 for your home protection. Actually good deal if your company is paying your car insurance. Share this post Link to post Share on other sites
Reno Guru 0 Report post Posted June 29, 2010 No lah... depends on the value of your car and NCB. Assuming if car insurance is $700, just add another $80~100 for your home protection. Actually good deal if your company is paying your car insurance. lol....... i got it .... Share this post Link to post Share on other sites
