xinyi_reiko 0 Report post Posted January 21, 2009 dun think so.....if really go NZ...i think would choose to pay in full.... save lar.....u think money grow on trees meh....all xin xin ku ku save one.... of coz your salary must be high enough.. in order to save up in such short time.. somemore your shopping spree doesnt seems to stop leh.. Share this post Link to post Share on other sites
Air 0 Report post Posted January 21, 2009 of coz your salary must be high enough.. in order to save up in such short time.. somemore your shopping spree doesnt seems to stop leh.. not short lar....we already started saving way before we decide to get married....that helps...and of course, our yearly bonuses helped a lot too.....but now, diff story liao... Share this post Link to post Share on other sites
xinyi_reiko 0 Report post Posted January 21, 2009 not short lar....we already started saving way before we decide to get married....that helps...and of course, our yearly bonuses helped a lot too.....but now, diff story liao... I see i see.. i lugi alot ah.. always on contract jobs.. no bonus de.. until this job.. i wonder how tml budget announcement goes... hopefully more rebates will be given.. Share this post Link to post Share on other sites
Fifi 0 Report post Posted January 21, 2009 (edited) eh... save up for hols? then got save up for contigency fund? Edited January 21, 2009 by Fifi Share this post Link to post Share on other sites
xinyi_reiko 0 Report post Posted January 21, 2009 eh... save up for hols? then got save up for contigency fund? she sure got.. i believe she is good in money planning.. Share this post Link to post Share on other sites
Fifi 0 Report post Posted January 21, 2009 (edited) wah... then i know who to look for if i'm hard up Edited January 21, 2009 by Fifi Share this post Link to post Share on other sites
Air 0 Report post Posted January 21, 2009 I see i see.. i lugi alot ah.. always on contract jobs.. no bonus de.. until this job.. i wonder how tml budget announcement goes... hopefully more rebates will be given.. ya lor..i used to be on contract jobs also...this is considered my first real perm job.... have had a bumpy start to my career aft grad..... hopefully lor....hope electricity bills can reduce fruther eh... save up for hols? then got save up for contigency fund? hmm....sort of lar....need to re-plan...now our money-saving strategy not very idealistic.... Share this post Link to post Share on other sites
Fifi 0 Report post Posted January 21, 2009 how much is then considered enuff for contigency fund?? Share this post Link to post Share on other sites
Air 0 Report post Posted January 21, 2009 how much is then considered enuff for contigency fund?? at least 6 months of your salary....just a general guideline lar...that's what i read....trying to achieve that leh...very difficult with the current expenses.... Share this post Link to post Share on other sites
xinyi_reiko 0 Report post Posted January 21, 2009 how much is then considered enuff for contigency fund?? i believe that depends on individual ba.. need to look at expenses also ah.. if more burden.. of coz need to save up more.. i believe there is no proper guideline there... ya lor..i used to be on contract jobs also...this is considered my first real perm job.... have had a bumpy start to my career aft grad..... hopefully lor....hope electricity bills can reduce fruther hmm....sort of lar....need to re-plan...now our money-saving strategy not very idealistic.... i do hope they will have better plans ah.. cutting income taxes and cpfs.. i personally feel not going to help much lor.. Share this post Link to post Share on other sites
Air 0 Report post Posted January 21, 2009 i believe that depends on individual ba.. need to look at expenses also ah.. if more burden.. of coz need to save up more.. i believe there is no proper guideline there... i do hope they will have better plans ah.. cutting income taxes and cpfs.. i personally feel not going to help much lor.. what kind of better plan do you suggest? maybe can write into the forum in the papers...help us get a better life Share this post Link to post Share on other sites
xinyi_reiko 0 Report post Posted January 21, 2009 what kind of better plan do you suggest? maybe can write into the forum in the papers...help us get a better life if i have i already become politician liao.. Share this post Link to post Share on other sites
Air 0 Report post Posted January 21, 2009 if i have i already become politician liao.. i duno mah..... last week...the MP for our estate came to shake hands and gave us kum for CNY....shd have invited him for kopi then feedback to him all our issues....i tink it will take him one whole day...no need shake hands with other units liao... Share this post Link to post Share on other sites
Devilaz 0 Report post Posted January 22, 2009 Good morning everyone, after today will rest till next week thursday. how about u all? Share this post Link to post Share on other sites
xinyi_reiko 0 Report post Posted January 22, 2009 Good morning everyone, after today will rest till next week thursday. how about u all? morning! nan de you have time to RT.. although doesnt sounds a good thing lah.. what is your suitation now? in progress of looking for new job? Share this post Link to post Share on other sites
