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Hi Everyone!!! I want to apply for renovation loan but I don't know if I am eligible. 1) Basic Salary: $2600 Gross $6k-$9k per month. 2) I just work with the current company for 9 months only. Before I join this company I worked as a freelance(no payslip). Cpf contribution only show 9 months. 3) I had checked my credit bureau report it shows GX. No outstanding loan with any banks. 4) Will the bank need 12 month payslip? 5) My gross pay for 9 months of work already reach $58k My ID quote me $40k to renovate the whole 5 room house. Anyone knows how the bank calculate or any chance bank will approved my renovation loan? Thank-you. 31/07/2020

Hi Everyone! Need your feedback on this reno quote from an ID. As a first-time homeowners, hope you guys can comment what need and what not? Is the rate overpriced for some items? New home is 5rm BTO 113sqm Thanks!

Here is the quotation shared with us and we are planning to go with them. but it would be great to hear your thoughts on it as well. =D thanks! Demolition and Masonry Works a.To supply labour to demolish and remove L-shape brick wall between dining and kitchen $480.00 b.To supply labour to demolish and remove L-shape brick wall between master bedroom and bedroom $1,080.00 c.To supply labour to hack and remove door frame leading to bedroom $200.00 bTo supply labour and materials to screed and lay living and kitchen flooring with skirting in selected floor tiles ($3.50psf tiles)$ 8,970.00 e.To supply labour and materials to lay bedrooms flooring with 70mm x 12mm x 30mm vinyl strips $3,980.00 Dining a.To design and build 4ft oversized half height shoe cabinet with casement door in selected laminate finish $680.00 b.To supply and install 4ft 10mm tempered glass on shoe cabinet $500.00 500.00$ c.To supply labour and material to install 7ft Samsung solid surface for dining table top in selected design $1460 d.To supply and install 10mm tempered glass fixed panel for dining table base $300.00 Living Room a.To supply labour and material to lay ventilation blocks to separate dining and living area $1,500.00$ b.To deisgn and build 7ft suspended concrete ledge for TV console$1,090.00 c.To design and build 13ft full height storage cabinet with casement door in selected laminate finish 3,380.00$ Kitchen a.To supply labour to install new sink and kitchen applicances $400.00 b.To design and build 10ft top hung kitchen cabinet with casement door in selected laminate finish $1,430.00 c.To design and build 19ft suspended kitchen cabinet in selected laminate finish $2,720.00 d.To supply and install 19ft Samsung solid surface for kitchen top in selected design$ 3,090.004 Common Bedroom a.To supply labour and material to install veneer door with cylinder lock in selected colour $630.00 Master Bedroom a.To supply labour and material to install veneer door with cylinder lock in selected colour $630.00 b.To supply labour and material to build brick wall to cover existing entrance to bedroom 2 $380.00 c.To supply labour and materials to install 10ft partition wall behind bedhead and study table$1,300.00 d.To supply labour and material to install 5ft 10mm tempered glass panel on half height storage cabinet $550.00 e.To design and build 5ft half height island cabinet with casement door in selected laminate finish $1,250.00 f.To design and build 14ft full height wardrobe with casement door in selected laminate finish $3,640.00 g.To design and build 3ft suspended dressing table with drawers in selected laminate finish$650.00 h.To design and build 6ft suspended study table with drawers in selected laminate finish $1,150.00 i.To design and build 6ft half height bed head in selected laminate finish$1,010.00 j.To design and build 3ft side table with drawer in selected laminate finish$430.00 k.To design and build 10ft window bay with storage cabinet in selected laminate finish$1,950.00 Master Bathroom a.To supply labour to remove exisiting sink unit and soild surface$150.00 b.To supply labour to install new sink$100.00 c.To supply labour and material to install 3ft 10mm tempered glass fixed panel with aluminium frame for shower stall$500.00 d.To supply labour and material install 10mm tempered glass fixed panel for toiletries shelving$150.00 e.To supply labour and material to install 6ft half height mirror across the bathroom$560.00 f.To supply labour and material to 4ft Samsung solid surface for vanity countertop in selected design$650.00 g.To supply labour and material to install full height brick panel feature wall on shower head wall$1,400.00 h.To supply labour and material to install 10mm frosted tempered glass swing door with fixed panel$680.00 i.To design and build 4ft vanity storage cabinet with casement door in selected laminate finish$570.00 Miscellaneous a.To supply labour for disposal of renovation haulage and hacking debris$800.00 b.To supply labour for general cleaning$500.00 c.To supply labour and materials to screed and make good all hacking affected areas$1,500.00 d.To supply labour and paint to paint entire house$1,450.00 e.Submission fees to HDB for approval for hacking of walls$300.00

Hi folks, Recently thinking of a partial innovation of my hdb flat (smaller type of 4room, 83sqm). Here is a quote that I have just got. Is it possible to find a quote a few hundred dollars cheaper? Or maybe can the current quote adds a couple of small work items? . Supply and lay 600 x 600 homogenous floor tiles (based on $3.30/sqft) for the living room of about 200 sqf (hacking off cement). $1700 Supply and lay wall tiles (based on $3.30/sqft) at kitchen to the ceiling (hacking off existing tiles and cement） $2000 Demolish store wall and block the existing entrance using hollow blocks including haulage $800 Demolish kitchen entrance wall including making it good/touchup and rubbish disposal (about 33 sqf). $600 Change electrical casing and switches $300 Paint the entire unit/doors/frames/piping $1050 Free application for HDB permit No GST Thanks a lot in advance. Please advice.