Sam Lee Poh Huat

Wow thanks for the detailed explanation, much is appreciated! Can c that they make an extra mile to uphold their work etiquette and of cos, the free things from a reliable contractor is always a bonus. Btw, I think I may hv their contact cos I got a feeling that we are talking abt the same one. PM their contact pls.

Hihi.. It seem like I may hv accidentally delete our prev msgs. When I last wrote to u was that u mentioned that ur contractor is taking a holiday n your will revert. Mind to check if she is avail now n to share her contact?

Hihi Lucidacid, Mind sharing J&E contacts? Can you share your exp while dealing with contractors especially with your selected ones. Do they itemilise your quotation to U and how long did they took to provide ur 3D? My wife's frd share her own exp where Most wld say no prob n yes to everything but end up they over promise n under quote which swell up later with add ons. How diff is J&E when compare to ID?

Haha... Much I wld love to hv abundant of 柴、米、油、盐、酱、醋、茶. I'm running out of bananas to monkey with the 太岁爷。 Mind if I check with u or u guys whether there is any ethical practitioner who is good at date selection and cut all craps/ritual in their practice? I'm getting my keys soon. Do advice. Thanks

Hihi, Care to elaborate more on this favorable sector? Like is it centre of house etc? Or the usual norm of facing main door or windows?? Thanks

Hihi, Greeting from WWT2 too.. Wonder what's ur bed size and living room sofa length? Mind if you share your ID and curtain maker Vincent's number? Thanks!

Great! Hope you cld share any of DiY receipes then with Ur appliances Btw, don't forget to pm me Ur contractors info n quotation details! Much appreciated!

Hi, Thanks for organising Ur blog in such easy to surf TOC manner.. Wld U mind sharing Ur contractor info n quotation with me? Thanks again

Hi, Kudos to U both for sharing so much! U guys r definitely not clowning around with your DIYs Say, master de chef hubby.. Mind U share in details why the choice of Bosch? I've been seeing choices of more on Rinnah n Fujioh in my BTO FB group. So wld love a different opinion, me n my Mrs does cooks abit but more of a Asian style. Also, hope u wldnt mind pm me your contractor contact n Reno quotes. Cheers!

Apologies for my wrong again, I am refering to mortgage insurance rather than mortgage loan. I'd heard from my colleague abt this mortgage insurance for his condo purchase. Anyway, he had just did another refinance after surpass his lock in period, an astonishing 0.78% interest rate for his 1st year.. for detail I will need to enquire more...

To clear or to loan more, that's interesting.. While I'm still waiting for the right time and right price to do an upgrade HDB or condo. Now I ponder to clear my current outstanding loan or "park" my extra cash in OA. A very informative exchange of views among 2 side of parties . Actually I was more for a longer tenure but after bepgof detailed table illustration I may think otherwise. After measure announce only govt think it's cooling it, I think I better build up my own "bullet" while waiting formy target board to surface.

Thank u therat, So I suppose there is some sort of bank mortgage loan insurance similar to CPF Home Protection Scheme for HDB? I suppose we had to gather for it if we will to venture into bank loan.

Hi guys, Just out of curiousity, any additional cost or lawyer fee incurred for refinancing in the 3 year onwards? Always thought HDB loan is the safest bet but bank interest rate is always a drooling factor.. Any mortgage insurance on the market like CPF HPS?

Thanks for the reply. Some typo in my earlier reply as I am putting my stand as a SELLER who has, let say, "gave" an exclusive right to a agent but yet later agree privately with the BUYER as suggest in point 4. Violation right? Which therefore bound some restriction...

Hi guys, Just some queries on recommendation number 4, r we violating any rules if let's say I had already given the exclusive right to a agent but yet on the other hand decided to sign the agreement privately with the BUYER in the later stage?