Hi, me also new to this forum, for price u can check the resale transactions in the HDB website for the block or surrounding blocks the transacted price for the last 2mths. Then also depend on how much u like the the flat before u offer. Do consider the reno costs involved before u offer. And most importantly, its not very difficult to DIY all of my friends and colleagues including myself did DIY for buying and selling of our houses. The full set of procedures is at the HDB website. U can print out and understand the step by step instructions. There is also a helpline on weekdays if u have any queries. I will strongly recommend the HDB resale seminar, after attending the 1/2 day session, really easy and helps us alot after that. Finishing the whole transaction soon. most of the things done over internet so convineient. But 1 obstacle u may face is that the agent of the house may charge u commision if u did not specify that u will not pay before hand and usually he/she will get u to sign the commision form after u have sign the OTP and tell u its a procedure. Alot of other scenarios may happen which other forumers will share with u. An agent will help u do all the paperwork hassle free and highlight any potential problems etc, of cos for service must pay loh, but there are many agents out there who do not charge buyers commision, u can check out with the agent for this flat u eyeing for. Recommended 1% for buyers normally. For my friends and myself, we manage to save abot $6 to $12k in commisions each. Cos its 2% for selling and 1% for buying. So we think its worth the time and effort to go and find out to save such a huge amount which accounts to more than our 4months pay as we dun earn much. Also not forgetting the 2 to 3% stamp duties u have to pay after u commit to the purchase. Imagine 3% commission, 2% stamp fee + cash over valuation + any renovation costs, I believe u can calculate urself better. Just my 2cents worth, the sum saved for us has got us most of the furnishings i.e TV, fridge, aircon, sofa etc with leftover spare cash for painting whole house and a short getaway holiday with some balance left . If u can spare the time, can DIY. If you cant afford the time, maybe can get agents who are your friends to help u and neg on the commisions loh. Hope I'm not too longwinded, just sharing the sense of satisfaction after selling and buying DIY. Cheers and Happy CNY!