As with a child, acquiring a house is the first step to a lifetime of responsibility. A house demands frequent maintenance, from painting it and replacing broken fixtures to remodelling a room and restoring the tiling. You can probably finance most of these needs yourself, but if a major overhaul becomes necessary, you may require more money than you have.
However, you don’t need to put your plans on hold till you amass the required funds. Simply walk into a bank and take a home improvement loan.
