vvix

Didn't see this kind of door matts before, but sure looks like a wooden frame...

Got it at Ikea. Thx.

The "recent" resale transaction prices listed in HDB at any one time is always 2 months old. No point comparing your transacted price with those prices transacted two months ago. Your first appointment is in March, go look at the resale transaction price list again in April. By then you should find your own transacted price being listed. Then this will be accurate comparison.

Hi, Not sure what it is called, but it is metallic bars that can be installed in a wardrobe for purpose of hanging pants. Anyone knows where I can buy it? My contractor said he don't know what it is, but will install for me if I can find it...

ic... thanks for all advices.

Hmmm... does it means that if the flat is fully paid, then the owner goes buy/live in a private property and rents out the flat for rental (but obviously violated one of the many terms & conditions / rules), you mean HDB have no right to force-sell the flat and take back the flat if they found out? Coming back to our scenario, if the flat is fully paid but wife name is not in the ownership... will HDB allow her name be added as owner, let her continue to live in the flat, even when she alone is not eligible to own a flat (a PR, not citizen, no family nucleus, doesn't fall under any of the eligibility schemes)?

If the HDB flat is part of the estate that will be inherited to the wife, but the wife's name is not the owner, will HDB forces the flat to be sold, then after by converting to cash/CPF only then will be given to the wife? The main concern here is to secure the flat so that if something happened to the husband, the wife can still continue to live in the HDB flat even when her name is not included as owner.

OK, I've called up HDB, and they said transfer to ownself will not count as utilising another time for HDB loan. However the transfer procedure will incur admin fees (cash $70), valuation fee (CPF $150) and legal fees (CPF $500~$1k) Is the Will legally effective for the wife to receive the fully paid HDB flat even when her name not included as owner? Believe the Will cannot anyhow specify anything, some things cannot be specified, example like CPF money can only be inherited thru normination, the Will is ineffective for such cases. Question #1: Therefore will writing a Will be effective to let the wife inherit the fully paid HDB even when her name not included as owner? Question #2: What is the market rate for lawyer fees to write a simple Will?

Yes, you are right. There is no need to do transfer of ownership for HPS to kick in. At this instance, if something happens to the sole owner, then the flat will be fully paid. Are you sure about this? Could you highlight which Act, Chapter pls? I want to be sure that, when something happened to sole owner, and then the flat fully paid due to HPS, but the flat now no legal owner, will it still be automatically be inherited to the wife since her name not included as owner? Will HDB give the flat to the wife? The transfer of ownership is quite stupid in this case. The owner is now transfering the ownership back to himself without any changes to anything except inclusion of wife's name. The wife will not be contributing any CPF. However HDB considered this as an transfer and requires the owner to do HLE, to apply for HDB loan again, do valuation again, then transfer to back to himself.

Hi bros, Understand that the we can only get 2 times HDB loan in our life time. And that the 2nd time is only possible provided that we upgrade to a larger HDB flat. Scenario: A person has brought a resale flat under non-citizen spouse scheme (meaning wife is not a citizen or PR) and enjoyed the HDB loan for the 1st time. Then his wife obtained PR status, and he may request HDB to do a transfer of ownership of the existing flat from himself (being the sole owner) to co-own between husband and wife (a joint tenancy). The purpose is if something happens to the husband, HPS will kicks in, and then the wife can own the flat and continue to live in it without worries. Question: Will the transfer of ownership (to ownself and same flat) considered that the person have used up another time of the HDB loan? Meaning he can never get another HDB loan even if he plans to upgrade to a bigger flat in future? Alternative: Does writting a Will able to achieve the same purpose?

Hi guys, Been looking around hotels for my wedding banquet. Shortlisted a few and the one top of the list asked for an initial deposit in a few thousands and then a further deposit up to 50% of total expenditure one month before the event. Question is: Is this normal? Standard market practice? Thx.

Finally found the material that I wanted (which is also being used at Pan Pacific hotel)... It is the "Starlight Black" engineered stone from Technistone. Problem is... can it be found in SG and also how much will it cost? Will it be more expansive than "Black Galaxy" granite?

Hi, I have been checking out auspicious dates in the tong sheng (通胜) and found several indicators... Ru Zhai (入宅) Does it means the first day I enter the house officially as the new owner after getting my keys? (mine is a resale, I have already entered the house many times before, for reno measurements, etc). Or does it means after renovation completed, all furnitures and appliances set, then the day we officially move it and start to stay there? An Chuang (安床) Does it means the day the bed mattress/frame got delivered and placed in the master bedroom? Or the day we make the bed (put on the sheets, covers, etc)? Xiu Zao (修造) Does this affect the owner of the house or the person doing the actual renovation? Is it the first day of renovation work? and finally... What is the typical to-do list for each of the above? Thanks..

Hmmm... I was quoted $110 pfr for Black Galaxy granite counter-top for kitchen cabinet. Is this reasonable? How much difference will it be if I want to change it to polished quartz? or those compressed marble (used at Vivocity)? I want black tiles with silver sparkles...

Hi stoutkid, Could you share what kind of freebies that were given? Maybe instead of lowering the price I will ask for more freebies instead...

Are there different grades or variation of "Black Galaxy"? Different types for gold and white sparkles? Or "Black Galaxy" can only be from India and only 1 grade and 1 type?

Hi, I may engage Mr Tan's renovation services. May I ask whether his quotation is considered reasonable? For kitchen cabinet, how much he quote for pfr? etc? Need to bargain further and ask for more freebies? He kept telling me that his price is very low already...

This is the black galaxy counter-top I am planning to use for my kitchen cabinet and vanity cabinet. It looks nice, very natural, goldish sparkles. Very nice compared to typical counter-tops. . . . However, I chance upon the wash room at Pan Pacific and then saw them using a totally different material, not black galaxy, because very beautiful white sparkles, not plastic, feels like stone... but what is it? !!

Hi, I intent to use a kind of stone for my kitchen countertop but cannot identify the name of the material. To describe it, it is a kind of stone that is black in colour with "sparking stars". Confirm not solid surface. Reflection of light is not caused by the surface. There are many small tiny "mirrors" scarttered all over (but underneath) the surface that easily reflect white light and cause very beautiful sparkles. I have saw some washrooms in high-class hotels using it (Pan Pacific, etc). The white basin is normally undermount with the black sparking vanity top. Very nice... !! When I spoke with IDs, they said it is the granite called "Black Galaxy". First look really seems like it. But however the sparking is not as much and mostly the reflected light is golden in colour. Goggled and it seems like engineered stone made of quartz. Something like it, but I am still not sure... pls help... !!

Hi pls PM me the contacts of the contractor too. Thx!

I need the contacts too, pls PM me... thx.

Hi guys, I am currently sourcing for renovation designers/contractors and would like to have a realistic budget for the things that I am requesting for. Please let me know how much would the following items cost... thx. 1. Hack everything, flooring, wall tiles, wardrobe, cabinets, cupboards, accessories. 2. Homogenous flooring for living, kitchen, shelter, bathrooms. 3. Laminate overlay for bedrooms. 4. Ceramic wall tiles for kitchen, bathrooms. 5. Redo piping. 6. Install hood, hob, sink, basins, wc, accessories. 7. Shower screen for master bathroom. 8. Replace bathrooms doors. 9. Kitchen cabinet with granite top. 10. Vanity cabinet with granite top for master bathroom. 11. Paint whole house. 12. Plaster smooth all walls. 13. False ceiling, L-box for living, master bedroom. 14. Wardrobes for master bedroom, guest room. 15. Feature wall and TV console for living. 16. Other hidden cost?

Hi, I just signed OTP for my resale flat, now starting to look at renovation. Appreciate if there are recommendations. Thanks!