Hi, have done a search but I think this is not a common question.. Hope to seek any expert layman opinions before I talk to Hdb. Have never owned a property. If I receive a cash inheritance from grandparents side, and have Cpf savings totaling say near $100,000 (OA about $60,000), am nearing 35 years old, want to buy 2 room as a single when I turn 35. Inheritance is about 100k. 1st question: Can I use the cpf to pay for bto, all 60k of it? Quite confused with the minimum sum, thought that's only applicable for age 55. 2nd: will HDB allow full cash payment for bto? If it matters, I'm currently between jobs, so not sure how that affects using cpf. I don't mind using that sum tied down in cpf.