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Whalegaga

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Everything posted by Whalegaga

  1. Hi Draken, 750k seems like a steal. I was offered 720k at 85x Tampines being 6th floor only. But you can check via www.srx.com.sg for an indicative valuation costing. ( Not always accurate thou ) but if you're ready to pay COV. Shouldn't be any issues. And No, you can't extend out unfortunately. that area is a waste and meant to be in this manner. Good buy anyway, you won't regret!
  2. EM at Admiralty $0K COV, Low/mid floor, unblocked and windy too. Hi Neighbour Alant
  3. I viewed nearly 20-30 units over a period of 4 months from April 14 till July 14 until I finally found my Unit. Thus my experiences tells me a few thing over this period. (Pardon my lorsorness as some of the Bro/ Sis had shared those views here too.) i) If you have an existing Unit. Sell it first. Because from the calculation you gathered from your Agent if you sell your Unit at certain pricing, you will know how much you can afford for your next Unit. Without it, you're only guessing and it's dangerous. I made a fool of myself via viewing 3-4 Jumbo flats and only to know every one of them are looking at COV of 100k minimum. I better dream on .... after I met my current agent, he carefully calculated the cost and I comfortably sit in my current budget range and thus it is easier to filter down Units which I can afford. ii) Find a reliable Agent. I made a mistake of calling up one from the leaflets distributed to my mailbox. They are the worst. Put their face so big big and they totally threw it to one of their subordinates to do the job AFTER they told me they will do it themselves. It was a nightmare 3 weeks of advertising. No calls, no updates and best part, no advertising as well. Finally we gave up, approached one agent and we had our Unit sold within the same day we advertised. And guess what, the Agent gave me parting shot, your Unit totally cannot sell thus no phonecall. Right, explain why it is sold now? iii) Don't be pressurized to commit to any Units you've seen. Take your time to search. The market now are full of Units. Most Units' price will drop after a period of 1-3 weeks after first advertising and subsequently months later. Units which refused to drop, you'll somehow know the owners are testing market only. They won't listen to negotiation and unless you're so rich that you can pay what they want. That's fine ... But do note if they are convinced to sell their Unit to you, be prepared they will ask for extension 'cause usually they haven't started viewing their own choice of flats. Do your own survey. Location, age of the Flats, consider issues like will you sell it again? etc. Browse through Iproperty. propertyguru etc and observe the Units. You don't need your agent to do the job. It's easier to link up yourself. But be prepared Agents do screening too. If you haven't sold your current Unit, they might not entertain you. As I am lucky since I've sold my Flat, most Agent entertained me, but the stress of getting the Unit I wanted before my deadline of handling over my current Unit can be a killer. Still, do not rush to buy. I made a **** good deal ... I paid zero COV iv) After signing OTP. If you want to speed up process, get your Valuation done and HDB/ Bank loan approved in shortest possible time. You might be able to get the deal done within that 21 days period. It can be very draggy. v) Be very sure how much you need to loan. Usually the Banker will work out your budget based on both your spouse and your Salary, income tax, age etc. Even if you can loan much higher than you've calculated. Don't be fool into thinking it in okay. I made a mistake and sign on dotted line because the Banker said it can be changed later but just get the loan approved first. Now I wanted to change it to the loan I need. I can only do so after the first month from 2nd appointment. So in short, I have to pay an unnecessary amount for nothing. Kena scolded by wifey... hahaha ..... Now I am in the mist of waiting for my first appointment ..... the torment days of searching are over. Heng ... so good luck to those peeps still in the market.
  4. I am super lucky .... managed to sold it on first viewing, 2 days after advertising. huat ah!
  5. Hi all .... OTP signed! Waiting period for Valuation and Loan. Under new system ... guessing game for the COV ..... Location : Woodlands
  6. Hi all!! Will be shifting to Woodlands Drive 72 in Oct 2014! .... Saying Hi 4 months in advance, whahahahahaah
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