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Hi all, Just to ask if anyone has used D'Art b4. Pls kindly give your feedback on their workmanship and quality of work, thks!!!

Hiya, Saw your blog and like your renov. Been getting some quotes of my own but think too ex. Do u mind if i can get your contractor contact? Btw, does he provide ID services? need to do some minor renov too...;p Send u a PM too. Thnks!!!

There's nothing much that I can do, so have to move in with parents for the time being. Will update here if I find out any means of solving this problem.

Seems like it's almost impossible to settle this w/o cash involvement. I was thinking if i get a resale flat myself at age 35. Will there be any complications if:- 1. I get a resale flat as a single at 35 and ROM later, will there be any issues with my status change from single to married after getting the flat? 2. ROM now and wait til 35 and get a flat using my name only?

Thks everybody for all your replies, very much appreciated... !! 1. Another question is that like can my GF continue to service the loan if her name is no longer in the flat? She would like to continue service the loan using CPF, not by cash. Is this possible? 2. Also, can there be only one owner name for the flat? (as in her mum be the only person named as owner of the flat, or must there be at least 2 person?) 3. If she takes out her name, and buy a flat with me, are we still entitled to 1st timer grant? 4. If there's no way to get her name out and continue to service the loan, then i might hv to get the flat myself. So in that case, will that be consider as a single above 35 buying flat? Or we are married with me above 35 yrs old, and buying a flat just under my name alone?

alamak, money not enough...

Ok, seems like there's no other way out then. Only private housing that we can opt for, with prices so ex now... Thks for your help AppleFreak! Don't think there's any way to solve this prob, but if anyone else here hv any methods that u know of, pls reply, thks...

Thks for your quick reply! Another question, is it possible for her to continue to service the loan using CPF when her name is not in it?

Hi all, Need some feedback on my queries. Am thinking of getting flat after ROM, but my gf has a share in her family's flat and she's the only person paying the housing bank loan(using bank loan, not HDB loan) by CPF. Another thing is that she would like to continue to pay for the loan after getting her name out. Also if it is possible that she don't need to pay back to CPF after she withdraw her name out of the house. Is there any way that she could get her name out w/o having to pay? I'm not familiar with HDB rules/regulations, so if anyone can help/went through similar situations as me, pls kindly reply, thks very much. I will provide more details if needed.