All PM sent. I will answer 1 qn about contractor so that first time owners have more awareness. Qn: Does the home renovation requires a licensed contractor to be carried out? Why are there many popular contractors in this forum that do not have a license? and can we use them. Yes. For all HDB reno, it is a must to have a HDB license to carry out renovation works. Your contractor will need you to sign a form allowing them the carry out reno works for you. That said, any contractor can perform reno works as long as he got a friend with license that can sign for on-behalf of him. So on the form, you will see only the licensed contractor company. When the contractor file in form to HDB, you will also receive an SMS notification to say that that firm is going to carry out works. So if that is not right, you can always sound out when you receive the SMS. Qn: Should i go with licensed or no licensed? There is no gurantee that licensed will perform the works well. Even with regulations it hard to justify any post reno problems. If they quote you $6000 for carpentry works spanning the whole kitchen and deliver a very poor workmanship job. Under the law, they still delivered the whole cupboard even the finishing is like shi.t. So they did not break any regulations. That said, it is better to work with licensed contractor with a number of years because they need to protect their reputation. Also, find ones that are responsible, because it is easy to quote a per foot rate of $210 for wardrobe, but how you know whether your wardrobe can close, got scratches and whether he will come and retify those.