merri

I applied for Higher-tier grant too. The resale first appointment comes with a "LIST OF DOCUMENTS TO BE PRODUCED AT 1ST APPOINTMENT BY BUYER". It states "Note: Parents/married child must attend the 1st appointment personally with the buyers". So both website and resale 1st appointment letter has the info lor...

Is Quartz counter top really worth the price tag? An ID quoted $2,400 for a piece of quartz..."Supply labour & material to install 20mm thick natural quartz stone table top for kitchen work top. L4800mmx600mm."

Moral of the story, never enter into OTP 1) with flat sellers who is not eligible to sell flat yet 2) when valuation is unknown (How to fill in the OTP without selling price?) 3) when the deal sounds too good to be true ($0 COV?). I wonder how your lawyer will enforce the OTP when it is very much a blank OTP with only buyers' signature on it?

Wait til you have lived in your new flat 5yrs before you invest in private residential property. http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyingNewFlatConditionsAfterPurchase?OpenDocument Ownership / Interest in Property You cannot invest in private residential property during the 5-year occupation period.

No case. See HDB InfoWEB Flat http://www.hdb.gov.sg/fi10/fi10322p.nsf/w/SellFlatAppointments?OpenDocument Inspection by Branch Office Prior to the First Appointment, the resale flat must be inspected by Technical Officers from HDB's Branch Office to check for any unauthorised renovation. The seller will be informed of the inspection date in the Letter of Appointment. The purpose of the inspection by the Branch Office is to check for unauthorised renovation works in the resale flat which may damage HDB property and affect the structural stability of the flats/building. The inspection is not to ascertain the value of the resale flat, the condition and safety of the renovation works or compliance with any legislation in respect of any installation of fittings/fixtures in the flat eg. window legislation.