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pisces

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Everything posted by pisces

  1. Hi, Did you manage to find anyone ? I have to get some similar stuff done and I cant find anyone. Thanks
  2. Very precise instructions. Thanks. And oh yes, banks are giving a 90% loan, but of course that is subject to your financial situation.
  3. Phantom, as long as we take a bank loan , the bank ARE gonna have the last laugh. The banks have only to benefit unless we default and the price of the property decreases....like the US sub prime crisis. I do not exactly understand your point 1. Why can't i refinance and why can't banks value the porperty ? I am assuming the refinancing option after lock in is over. Appreciate if you could shed some light on your opinion.
  4. Lucky you ...found the unit already. Congratulations. I have been looking for so long..still can't get what i need. Back to the question - You can just call up the banks and ask. They will even give you approximations on the monthly installments based on your amount and loan tenor. Ask them to email it to you. Don't be afraid to ask questions and approach as many banks as possible to get the best deal.
  5. Thank u. I plan to buy a resale condo. The other thing is that i expect the condo price to be funded through the bank loan. I have already checked with 1 bank and they are willing to offer a 90% loan. if i understand correctly. i would have to pay the following in cash. 1. 5% of the condo price. 2. stamp duty - which can be later taken from CPF ? For the remaing 5%, i should be able to use my CPF ? Of course i wouldn't pay the initial 5% till i have the in princple approval.
  6. Hi, If I were to buy a condo with a 10% loan from the bank. How much would I need to pay from Cash and CPF ? I believe its like a minimum of 5% cash + 5% from CPF Stamp duty - can use Cash or CPF ? Are there any other fees ?
  7. I bought mine from a shop in furniture mall for 800...sorry forgot the name but the shop is quite prominent if you go there. Also if you want those ethnic traditional design ones you can check those shop at Arab street. Be sure to bargain if you go there, the Afghan guys ther are quite persistent salesmen.
  8. My toilet same as urs drain between basin and WC. My id devised sort of a curb for the shower area and made a water outlet inside the curb. From the shower area emptying in the drain so the rest of the toilet doesn't get wet. But sometimes the water will get accumulated in the shower area and take a minute or so to empty because of the curb.
  9. I think the prime one's come with Multipoint access. Not very sure though.
  10. Tecno 8228 - After few days of usage 1. Heating is ok. Have to use max heating and reduce the flow if very hot water is required [Not really sure of measuring instant heater heating as in the past I was using a storage heater which used to super heat the water] . One thing I am sure of ..its not bad at all for me. 2. Comes with 5 shower modes . quite cool. Water pressure is fine(I live on mid floor). 3. Looks all right. I would say better than most instant heaters.
  11. The cost was around 1000 for both batrooms including the tiles. Also my flat was 6 yrs old and I had the contractor check the current situation before deciding on the overlay. Will try to do that, but I rather hope there's someone out there who has already done a overlay long ago and can post his comments.
  12. I saw someone selling this for half the price on the sg-reefing forum. Its used for a long time but still under warranty, U may wanna check. http://www.sgreefclub.com/forum/index.php?...ainbow&st=0
  13. Sorry, I dun remember so well bcoz it was all part of the reno package....just that it was much lower than hacking. I will try to dig thru my papers and see if I can get the quote.
  14. hi wtg, Dun remember correctly ...think it was 899 in courts but a fren told me its 845 in mustafa. cheers
  15. I got for around 40% discount, and yes u r rite it doesn't hv steaming ...I am sorry my wife cooks most of the things ...by myself ...i just and made bread after watchin too much of Jamie Oliver shows
  16. I have recently done a overlay of tiles in both bathrooms. It was done in a matter of 3 days and so far no issues at all. It been almost 6 months now. For those who are against overlaying ...i have few questions. 1. Normally when do the tiles start popping up/water leakage etc after overlaying ? 2. is it due to poor workmanship or just that overlaying in itself is not a good process ? To me overlaying seemed to be the correct option during my reno. The xisting tiles looked horrible, If I have to do repairs for minor pop ups in the future ...I don't mind .....rather than looks the orginal tiles Hacking was a no-no bcoz of the cost.
  17. I recently bought the Panasonic oven NN-C2003SYPQ, when the compass point courts was closing ....got a very good deal.....but was very worried about the oven since it was a display set. I haven't tried steaming yet but all other things work pretty good. Grilling(meat/fish) is really great. Baking - tried pasta/cookies/cakes/bread - everything perfecto ! I doubt if there's anything that the oven can't do
  18. kids2 , my post might be a little late but anyways. I bought the tecno 8228 ....installation will be done this saturday. Will write review after that. BTW HK - at plaza sing is having promotion.....166 with free installtion. U might wanna check.
  19. When I bought my place ..I was in the same situation. My existing laminate was in good condition but I did not like the color. I asked my id to change all doors or relaminate however the id and contractor suggested to replace the existing one as the cost for relaminate was very high. Anyways now I am living with the same kitchen. Could you let me know the approximate cost ur contractor quoted for relaminate ? and the contact details of the contractor. thanks.
  20. From the below link its apparent that gas water heaters are most economical. City gas is even giving the heater free. I am considering to install the same . http://www.citygas.com.sg/index.php?option...2&Itemid=60 Can anyone advise on the performance of the heater ? Does it affect water pressure in anyway ? safety issues ?
  21. I recently put warm lights in my living room, sometimes I get a feeling u actually start feeling warm with those ? anyone else experienced this or is it just me?
  22. Try www.yongfang.com ...you can quote the model no and ak the price. Please let me know too if you know any shops and numbers.
  23. pisces

    Front Door

    Which means I can replace the bomb shelter door with a door of my choice ? No rules for this ?
  24. pisces

    Front Door

    Excerpt from HDB site <<Replacement of main entrance door and/or frame along fire escape route >> <<Door openings into passageways (such as staircases, lift lobbies) that serve as a mean of escape in case of fire, the new door/frame must be half hour fire rated solid door/frame with door closer (fire door/frame must have PSB label on the door/frame). >> Looks like I dont hv to go for a fire rated door since my main door doesn't open to life lobby or staircase. BTW if I buy a new door does anyone buy back the exisitng fire rate door? can I get anything for that or its a loss ? I wish something could be done about the bomb shelter door too !
  25. pisces

    Front Door

    Bro Mace, Are you very sure its 350 ? I understand the HDB door is supposed to be fire proof and all ? Is there any HDB regulation on this or I can just simply put any door ?
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