EdmundTan

beng beng, i have similiar encounter before with my client. 8 years ago, i just enter the property industries, it was my 2nd deal at that time, my client brought a PR house whose wife is staying oversea. the seller (husband) forge the wife signature and go thru with the 1st appt....eventually the deal did not go thru and buyer was left with no house to stay. point to consider: lawyer will surely tell you that this is a sure win case, but at what cost? on paper now, the total cost that involve on your end is only 5k, how much more can the lawyer help to get from you? all agent will tell you that you can sue the seller for specific terms, however, there must be a comparison to show that you have no choice but to buy a more expensive unit and the unit for comparison must be apple to apple comparison. Loan shark unit is a no no. they had clear their previous loan, that only means that the current loan shark has not approach your unit yet. lawyer and agent say win win, but i look at it as lose lose situation, time and money on the law suit will delay your next buying. the compensation that you get from the law suit is very unlikely to offset your next higher buying price. Hope that help

In the case when oversea bank decide to close down their branches in singapore, they will allow a period of 3 to 6 months for all their customer to do a switch to other banks. However, as they are oversea bank they tend to be less stringent to you when u last borrowed from them. Now that you want to do a switch, it will be subjected to the new ruling, that also means that u may not be able to get as high a loan that you use to be having. all the shortfall must be make using cash.... I have one customer who had a bank IPA done at 600k for buying a HDB. however, when the new ruling came out, his IPA become 120k. that is a very vast drop from what they use to have.

Recalling more than 6 months ago when i go round singapore looking for ID and Contractor to reno my house.If i never recall wrongly, i have close to 20 quotes for my small 5 rm flat. Thats the start of nightmare. I remember telling all the ID and Contractor my requirements for my house, however, just a simple fixture wall i can have more than 4 different material recommemdation from them. shapes the same but all quote me with different material and worst all different prices. -It is totally impossible for me to compare apple to apple -Everything they said all make sense -some advice me to hack, some ask me not to as doing budget stuff -1 single item can have 4 to 5 different quote -some have only 30 items for my reno, and some come out to 70 items for the same house ID A (look nice but exp), ID B (cheap but change different material use), ID C (Not cheap and not nice), ID D (everything charge) Any bro or sis out there facing the same prob.

Recalling more than 6 months ago when i go round singapore looking for ID and Contractor to reno my house.If i never recall wrongly, i have close to 20 quotes for my small 5 rm flat. Thats the start of nightmare. I remember telling all the ID and Contractor my requirements for my house, however, just a simple fixture wall i can have more than 4 different material recommemdation from them. shapes the same but all quote me with different material and worst all different prices. -It is totally impossible for me to compare apple to apple -Everything they said all make sense -some advice me to hack, some ask me not to as doing budget stuff -1 single item can have 4 to 5 different quote -some have only 30 items for my reno, and some come out to 70 items for the same house ID A (look nice but exp), ID B (cheap but change different material use), ID C (Not cheap and not nice), ID D (everything charge) Any bro or sis out there facing the same prob.

Exvinix, I did vinyl flooring for my house, i don't think they sell by per piece, calculation should be by per sq foot. You can give them a call if need be.

Hi, You need not get Lawyer to represent you for the completion. The correct term should be HDB: represent you for the sales of your unit Lawyer : represent you for the discharge of mortgage loan and CPF redemption By doing that your total fees needed for the transaction will be below $1000, however if you gets a lawyer to do this for you, it will be in a range of 1400 to 1800 Please inform your agent that this can be done, as i have been doing it for all of my sellers who previously enage with bank loan. Best regards Edmund tan

Please get the pest control asap. My house was attacked by termite too. I first saw a small effected portion on my wooden skirting. got a lousy pest control settle it. less than 2 weeks in the middle of the night, my cupboard toppled as 2 of the leg support was infested than kitchen cabinate and my bedroom parquet flooring. everything just happen in less than 2 weeks after i get the pest control in. source for another pest control. they advice me to vacate the house for at least 9 days so that they can fumigate the whole house. that it! i was left homeless for more than a week just because of termite.

Hi senior, i am thinking of wraping my car with carbon fibre, any good lobang for me?

For HDB loan: your cash take back will be very much lesser. for bank loan: currently rate is attractive, however i have to remind you that the bank rate in singapore over this few years is around an average of 3.5% to 4%. a lot of people will tell you that after the log in period, if interest get too high, you can refinance. Please do take note that the singapore bank industries, increase their rate together, same senario as petrol kiosk, 1 increase all increase. Cheers

Hi folk, there are a few things that you may want to take note of when going for house viewing. 1. any paint drop on the floor 2. is the main door painted to dark colours: Red paint need to be cover with darker colour paint 3. is the metal gate repainted to dark colours: Red paint need to be cover with darker colour paint 4. Why is the seller selling and where are they shifting to. 5. why is the seller purely selling and why they do not need to buy another unit? 6. Take note at the lift access for paint mark or tell tale sign of writting I ever encounter seller of EM Bukit panjan asking 70k cov and yet willing to let go at only 35k, best part the lady owner is working at the ECON just downstair. when ask upon their next lodging, they only say that they will be renting waiting for the housing price to drop. True enough Ah Long came right after the 2nd Appt while the new buyer was still doing renovation. As for the inclining COV , well i can only say that EM is a rare species as HDB no longer building this model. seller are taking the advantage of this point and the recent new record hit at 980K, 1 mil and 1.2 mil, more money who dun want? Close to 1 month ago, i received a personal email from a CCK seller showing me a cloudy view picture taken from his living room. he said " Edmund, i can see Genting from my CCK house and i want to sell my 5rm flat at $7xxK". In my years of service, i seriously never encounter any development in singapore that can see Genting.from the asking of 7xxk , i can easily say that this owner is looking at more than 200k COV. Hope that the above pointers can help and maybe a laugh that can make your day.

Able to post some pictures for the laminate flooring done in your house?