tweetie76

the thing here is the flat is fully paid,MOP met. But if the first owner passed away..can the second owner sell off ?since the first owner already deceased, where will the sales proceed goes to ? if both owner already in their 60+..meaning no more active CPF account and they did not pledge the property.

hi raincole, so which one can sell ? i was told one owner cannot sell, eg widow

I am curious can single owner sell the HDB ? if this flat already fully paid and the first owner passed away, can the second owner sell the flat and get back the sales proceed in CASH ?

since you sold already, i m sure they will automatic deduct grant from from sales proceed, this they very automatic but i am surprise if u nvr meet MOP how to sell ? mayb u shd challenge back them. how can they allow u to sell but not buy i aso duno how to help you i guess u can only buy resale or private now..

Have you sell your current flat ? i understd if you sell within 5years, you will hv to return the grant

Then what is reduced rate ?who is eligible ? We are all paying Normal Rates as Singaporean right?

hi raincole, sorrie to mention that i m not so lucky..my question start with IF..i m still staying in my first subsidied 5rm flat..i thot of downgrading(to 3rm resale), then buy 2nd subsidied 4rm flat..but if need to pay levy, i hv to think thrice now anyway, the 4rm flat ballot is out this friday, do try your luck ! btw,if i buy 3 rm resale, can i take HDB loan?

5rm move to 5rm consider upgraders?

Really no need to pay resale levy if i m getting 2nd new flat from HDB ? what is the minimum occupation that i need to fulfil in my resale flat? i intend to sell the 3rm resale then get a new 4 rm from HDB

hi gohkm, dun forget your resale levy. why are u unable to take HDB loan since you are not upgrading

If I bought an HDB 3rm resale flat (without CPF housing grant) 3 years ago and I intend to sell it in the open market. Do I have to pay resale levy? For your information, prior to my present flat, I had sold a 5rm flat which was bought directly from HDB. If yes, how much will by levy be?

if your relationship turn sour, better dun sign and regret

mm..i think it depend whether are your Joint Tenancy or Tenancy in common..ideally, should not

I thot if he stay for >5yr, then he can sublet the whole unit..yeah..my fren was an agent..he told me, customer pay $$, so they just do as told..no need ask so much

oh i see..agent no fine..then i be property agent better..still got commission i really doubt hdb is gonna find out about illegal sublet, my fren NEVER stay in his new house before..i doubt HDB is so free to check on every household.he shd be quiet safe..

hi Maeryn How old was the flat that u intend to buy ? How did HDB came to know of illegal sublet ? Is the agent fine ? Since my fren nvr stay at his house b4..so i doubt his neighbour will know..he's charging $1,200 for sublet. i will think this extra income is quite a good deal

hi all i have chemical wash 2x fan coil, 1x condenser & top up gas..in a reasonable prize.. at $360 for all...

hi Chunky Monkey, dont mind can u give me the contact number for GavinCare? Hi Waterdischarge, i call coolserve, the will charge $25 for normal clean if you sign a yearly contract of $100 per fan coil with them

anyone has any good recommendation for aircon service ? i need to chemical wash my 2x fan coil unit & 1x condenser unit..one coy quote me $150each.. so it is going to be $450 Exclude spare parts..

anyway i was told by my fren that there is a way to rent out, let me check it out & reply u all his tenant will move in on 1 may

hi zirhk i fully agree with you, our tenant must know how to cooperate ..hehee btw, it was stated in HDB website about the MOP <http://www.hdb.gov.sg/fi10/fi10206p.nsf/WPDis/Subletting%20Your%20Flat%20/%20RoomPolicies%20-%20Subletting%20of%20Whole%20Flat?OpenDocument&SubMenu=Policies>

hi zirhk Is there such a clause? fully paid then can rent ? but i called HDB, they say for sublet MOP is 3yr if fully paid, MOP is 5yr if flat is bot direct from HDB. But i find ridiculous because for a fully paid flat, there is no MOP rule when owner is to sell (direct purchase from open market)

Another qn..can i sublet my flat if i buy a resale using bank loan or fully paid by CPF ? is there any MOP?

why will HDB spot check for no reason? they so free meh ?

haha..his dad dead long ago~..mother can eat, can run not walk.. very young auntie, old 'lian' so still no idea how he do it