Hi all, I have similar case too. Diposed my matrimonial 5 room flat. I got re-married and applied and got a new 4 room flat direct from HDB. I was aware that I have to pay half of the levy which is $22,500 . I had a choice to 'escape' this levy but only if upgrade which means if I purchase EC, DBSS or private condo lah! I'm sure everyone knows the extreme prices for DBSS, EC and condos during this few years! I cannot afford to choose to escape paying $22,500 and loan for $500K and above!! Neither can I afford to buy resale from open market due to the super high COV which definetly cost more than the levy! So my only option is to apply directly from HDB. My huband and I had start saving since the day we exercise option to purchase. But along the way, we spent quite a few thousands on series of medical check due to infertiliy problems! Unfortunately, I was dignosed with endometrosis and block fallopian tubes and the only way I can conceive is to undergo laproscopic surgery followed by IVF *sob sob* that was reli devastating for us My flat was ready for key collection but I wasnt able to pay up the levy so no keys for me I wrote an email to MP (duno can mention here or not, so better not) to appeal to waive off my resale levy. after one month, I finally received a rejection reply from HDB after several chasers to different authorities lah... Gave me the standard reasons... 1) The objective of the resale levy is to prevent the over-consumption of subsidies for public housing. It reduces the housing subsidy enjoyed by those buying their second subsidized flats from HDB. This is to ensure a fair allocation of subsidies between them and first-timer families, who have more pressing housing needs. Therefore, the resale levy is not linked to the profit or loss arising from the sale of your first subsidized 5-room flat at xxxxx 2) Flat owners are informed when they are selling their first subsidized flats that they need to pay resale levy if they buy a second subsidized flat from HDB. They will have to take this into consideration before they decide whether to proceed with their purchase of a new flat. I swear I was fully aware but I really feel discriminated being a divorcee! My husband first marriage, first timer for HDB flat but will not be able to receive any subsidise from HDB cos he marry a divorcee?? I would agree for some cases, some couples really buy and sell for profit making, but for pple like u and me here, we failed our first marriage! We didnt sell or give up the first flat for profit making! We have already been 'penalized' for not able to get loan from HDB, have to loan from private banks! and gota pay 5% CASH during signing option! If I have enuf cash, i seriously would have paid up and get my keys to get my roof! well... so much of gahment claiming no one will be left out...and everyone can afford a house in Spore! In my appeal letter, I told MP I need the balance of my saving to under go the surgery... but well well... they reli didnt care...they complained abt low baby rates...here I wanted baby but cant afford! do they wana help? guess the answer is obvious... I hope u guys share my feels here..
