Phantom

lol.. need to be so cordial and explanative in your answers anot?

....

i really don't know.. i tell her where does she store all the **** in that skinny frame of hers.. lol.. no wonder when i talk to her always so full of ****.

i have a friend like that too.. sometimes poo once a month.

its more than 7 bucks to 8 bucks for Mos burger lor..

I leaving on thursday for Thailand. Company outing

Mos Burger Expensive.. but i love the rice burgers and the milk shake..

sounds very scandel leh..

its your wedding wor.. not hers.. so i guess u should be the one thinking and deciding.. lol. lol... what do u mean unforgettable night? lol..

Maybe your boy stroking your tummy last nite? kekeke I won't allow. .. my sister bf will sit over my side because he is more or less confirmed "relative".. lol.. they going to Rom later this year.. must see la.. like my best friends might or might not be sitting with me.. weigh your options..

lol.. ya lor.. u make me scared until i don't dare to come in.. aiyah.. i busy mah.. so difficult to keep up with you all..

not right... kat always got something funny up her sam-sui sleave.. must be you gals go out.. later she "forget" to bring wallet..

User Acceptance Test?

I always think that we are paying a future price for property purchase. Don't get me wrong, I think properties are a fine way of making money, only thing is if no loan or little loan is utilized, it makes sense to make gains on capital and on rental. On the other hand, if my place cost me 1.5m and the rental yield is 6k a month that's 4.8%p.a. (before taxes and fees)- that's not really attractive in my opinion. so in that aspect, its not really a good investment. similarly, the interest payable over the 2years to 3 years to "wait out the market" and get a good price also eats into the potential gain. Its only in my personal opinion that properties make money in the following scenarios 1) Little or no loan is taken 2) buying at cyclical troughs (lows) 3) holding on longer term. people who make money flipping in my humble opinion are just lucky to be at the right place at the right time.

lol.. see you gals.. leaving liao.. sigh.. still got to meet ppl..

weekday.. lol.. mostly 1 pok only coz we all got things on.. when we can.. we do 2 pok.. 3pok to tiring leh...

lol...

lol.. u gambling queen leh.. how can.. eh if play afternoon u can leave me.. i quite often play with my colleagues in the afternoon..

i was thinking if earlier.. i can play 1 pok.. lol.. dun wanna go back too late.. lol..

mj

what time start?

lol... coincidence.. purely coincidence. that reminds me.. i'm a small time player. lol

lack of 1 mahjong kahki??

Hi val.. hope ur hubby get well soon. just heard abt the party being cancelled. u take care ok!

lol.. den u come over play mahjong at my place.. lol..