Phantom

then next thursday 24th Then

thats good. typically its not so good weather. Venice is a beautiful place, pity it rained.. lol.. important thing is the company. spend time with the wife. you've been busy on mylot also mah.. lol.. pity i can go in. firewall block.

last week change to this week no meh? aiyo.. xinyi.. u just sms me let me know..

Morning Girls.. Wait a min.. are we meeting? today?

Welcome Back! Very nice pictures there. Weather looks good in the pictures..

Funds that trade on volatility will make money in such times.. commodity based funds shoul most likely continue the rally. Unfortunately CPF no approved. In the context of medium term. I agree that a decent bond fund should beat the 2.6%p.a.. If losing money already in investments. what for switch to bond fund. When markets rally, bonds aren't going to rally much either. I'm more contrarian in thoughts and would buy more.. lol.. but thats me. I rather use the CPF monies buy lotsa lotsa funds that have lost like 20% to 40% in the ensuing markets.. wait for a couple years.. even if ten years.. bound to at least make 50% or more on the depressed equities coming back to value. THEN redeem the loan. After that, sell the house, then upgrade to condo. LOL... Threadstarter, There is no right or no wrong to your question. It's a matter of personal preference. Some people prefer to live with debt and leverage off it. Some people prefer to live life without debts.

Just to interject, bonds imho are prolly not the best investments to be in now. Global inflation due to rising commodity prices will press many central banks to maintain strong currencies and higher interest rate policies. 99% of bond funds have lost money in the last 6 months. Up to -23% mind you..

In my humble view, markets are being wacked left right center at the moment. If you want to look at a longer term view, then i believe now till early next year is a good time frame for bottom fishing into equities.

lol.. mine maybe 10mins stroll..

let's just say we can take a stroll to ES if need be..

lol.. if alot of good experience.. then next time Mrs P turn i can also look at East****. lol.

good to know that ES has good gynae though.

I've been to East***** hospital before.. i dun like.. i also feel alot of attachement students from NYP there.. but thats me.. why not KK?

Can i nominate you to be a moderator. lol. alot of members nowadays abit lazy.. never go and do a search before they post.. lol..

same thread in sgcollect.. lol.. you can go there to see .. lol.. Wait for next month. computer fair.. should have lotsa lobangs for u.

i see... i posted there.. lol.. leachim...

As long as the ballerina doesn't overshadow the bride and groom.. should be fine.. hey! what about coming down on a Segway.. lol..

Quote looks alittle vague... could you expand on the things done just to share?

Welcome.. LOTR fan?

Woah... ancient thread.. I wanna be a slacker too

"Driving a car should mostly be a lifestyle decision and not a financial one cause it does not make any financial sense." That statement alone is very good advice. =)

It really depends on what you are doing. I've seen reno costs of 70k to 100k for very very nicely done up HDBs..

not tampinese.. you follow street one towards melville park then u turn left.. go straight.. its after the slip road to PIE.. but i think.. should be under Tampinese classification.. drive less than 5 mins.. lol... I can walk over from my side.. coz my house there got the overhead bridge..

Cinema closed down already. lol. mcdonalds have.. walk from my place possible.. lol... but drive over less than 5mins..