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Looking forward to attending to the orchids and all the other things that you have always wanted to do but could not because there just wasn’t enough time? When you retire, time will not be a problem. Senior citizens (i.e. those age 65 and above) are emerging in greater numbers than before as the population in Singapore ages and people live longer. http://imoneysg.com/financial-planning/for-early-retirement/financial-planning-for-your-retirement.html