samjas

yah, they email us the queue number. now waiting for the letter for the actual date of appointment and exact pricing of the units. cos hubby believe in fengshui, thats why lor i agree... BTO always in ulu places.... THe one that we applied Vista spring/Orchid SPring is Yishun is a classic example. haha heard that Adora Green DBSS in yishun application is over 300%! isnt it expensive? hmmm.... We have not decide on the Optional component yet. Will see how

my existing flat is under HDB loan and for our BTO flat, we will be taking bank loan. Thats why it is 10% We r taking bank loan cos we arent taking 30yrs loan.... and more flexibility in utilisation of CPF monies.... Most prob we wont be taking the Optional component. Did u take? Scared that the designs arent nice and bulk workmanship arent as good... Any advices? Do you know roughly how many appointments are scheduled each day? heeheee.... My fren's Q number = 27 and she got her date last wk. My Q number is 200+..... wonder when will we get.... Anyway we are seeing the geomancer today .... after today can shortlist already! woohoo!!!

Hi, We have enough to pay for downpayment. But bcos we intend to take bank loan and we have an existing housing loan when we apply for the bank loan, we need to pay 10% cash downpayment also.

Yah, now we dun have to sell. But if we sell, we don't need to pay 10% cash as downpayment.... Actually We have not get our appointment date for flat selection, but will be either this month or next month. Have you select your flat? Another qn is that what is the difference between Estimated Completion date(3Q 2014) and EDPD(3Q 2015)? People say that it will usually be earlier right? earlier than Estimated completion date or earlier than EDPD? Kiasu to find out all these now.... but we are So excited!

hi all.... yeap 50% sales proceeds + 40k levy = $0 cash. We will be making a trip down to hdb next wk to confirm all... And from my understanding, for the same property, once I apply for bank loan, i can't switch to hdb loan. If I change to another hdb again subsequently, I can still get hdb loan as each person can get 2 chance in lifetime. Up till now, most prob we will get bank loan. we wont be needing 30yrs full loan as we can pay off after we sell our house in few yrs time. maybe partial loan and balance in cpf to be used to reinvest. Hopefully can get higher returns... we may look at selling our flat now and stay with my dad. But its a 4 yrs period... decisions decisions decisions ...

Hi all We have a resale flat of 10yrs and took a grant at that time. We are going to select our new flat this month or APril. New Flat to be ready 2015. esdt cost : $270k Estd cash proceeds from sale of our house: $80k we need to pay levy back to hdb = $40k, balance we have is $40k. From our understanding, we need to sign agreement of lease within 4 months from the new flat selection date (which is ard aug 2011) We need to pay 10% downpayment(Cpf) if we are taking hdb loan for the new flat. However, when we sell our existing flat, we need to pay half of our cash proceeds back to our CPF. Qn: How do they calculate the half proceeds? for us, will it be 40k or 20k? If we take bank loan, we dont need to pay half of our proceeds back to CPF. However, we need to pay 10% cpf AND 10% cash as downpayment in aug 2011! We hope to get as much cash as we can when we sell the house in few years time. Now We have enough to pay 10% cpf but we do not hv enough cash 10% downpayment. If need be, we gota take loan for that Is it worth it? What if our sale of this house is sufficient to pay off the new house? does the abv still apply? Abv info is what i get from reading the hdb website. we have not get our apptm date yet. Anyone care to give some advice? appreciate lots!