Kewlboi

Thanks Eden..will keep a look out :]

Hi anybody know where i can get artificial plants for My Home deco.Some flowershop selling it at around $150..is that the normal price.Check at ikea but all are real plants.Thanks

cool.how much u u get it during phillip carnival.Retail price aroun $238 for the normal and $108 for mini living colour.u heard about jelllyfish like something like living colour.

Thanks rainforest, that's to say if the home owner have outstanding mortage loan with HDB even despite 30% balance,they would have to pegged to 3.82% interest rate for the 2nd loan unless the owner sell the flat first and then bought the 2nd flat at different time,HDB will grant them the concessionary loan.Need to call the Hotline then..haizzz...

Thanks for the reply.The HLE stated estimated at 3.2%(only know the actual rates during my first appointment) this is my 2nd HDB loan,i had no choice but to sign as I'm doing a contra as all my buyers and sellers already there.When I query the officer he just told me this is the rate they offered.My outstanding mortage loan or current flat is $19k.They take around $137k from my cash proceed.My maximum loan is $175k but I only took $149k for 22 years because of this my financial plan a bit screw up from $675 monthly to $845 monthly.That's mean I can only take one time consessionary loan in my whole life.I wonder if this is a new measure from HDB to cut your eligible loan,to increase the interest rate,to decrease my loan period because I apply with my mum apart from taking half of my cash proceed.If that's the case HDB really don't want us home owner to move around for 2nd time even we're eligible for our 2nd loan.If this is the case they want to set th rate like bank rates where bank rate can be cheaper.

Hi Aron I'm looking at system 3 and to remove/trade in for the current system 4.May I know the best price?Email me at kamil@tokyo.com thanks :]

Hi recently I bought a resale flat,during 1st appointment the officer told me my interest rate is pegged at 3.82% for my 2nd HDB loan and 22years loan due to my mum age is old where I'm 29 this year.Is this normal?Thanks.

wow kimsim that is nice.u do it yourself?talk to the owner she said the aircon was from the 1st owner and i'm the third owner..the MBR aircon is noisy as she said.Now still deciding to change to system 3.,.but budget go up...haizz...

anyone using this? anyone know where to buy this? Uploaded with ImageShack.us Uploaded with ImageShack.us

the yellowish air con left by ex owner..too change or not to change..haizz Uploaded with ImageShack.us

Hi anyone using phillip living colours? It's a kind of table/floor lamp which can make the wall of your room to many different colours.Saw it at lighting.com.sg.any feedback? Thanks.

I will put up the picture here.it's Fuji brand.still new here will figure out to upload using imageshack

hmm.. I'm having the same problem too..the ex- owner had system 4 install in the place.I was thinking of removing 1 of the unit from the living room since I don't need one.Looking at the yellowish cover of the air con especially in the living room make me thinking of changing to system 3.I used the air-con only at night,while my mum and another spare room no one use it,should I get the inverter one?Can the inverter use the old trunking back,since the ex-owner had put the trunking all over the room..hmm dilemma now.If I change I will be over budget,since I'm doing renovation should I do all at once or save money and buy a new system if the current air-con got faulty..any suggestion?

Thanks for the reply kimsim really appreciate it,so u spray paint the cover ? How's the outcome...I do not want to change to system 3 unless the air con is spoilt.I think I will just remove the unit in my living room n try to do the spray thingy on my air con cover..lol.really appreciate your feedback

Hi I need help.Can I remove 1 unit air con from living room and remaining 3 units in bedroom to remain.It is system 4 air con.The air con cover is yellowish,I dont mind my rooms to have the yellow cover but for living room is kinda ugly.Or is there any solution to clean the yellowish cover?I plan to plaster the ducting of the air con in my living room.Your feedback is deeply appreciated :]

I browse through the net and was thinking to install the kitchen waste bin built in with my kitchen surface top.I wonder if it's practical.Look at most kitchen from the bloggers but none install this.Heard it's cost ard $150 from poh joo.anyone had install this in their kitchen? Any feedbacks?Would like my ID to install it for me.

Hi anyone know any shop to trade in my old sofa.Planning to get a new sets of sofa.is it worth selling/trading in used sofa, if not worth I might just give it to friends/charity.