godloveyou

Read this: http://www.cea.gov.sg/cea/content/estate_agencies_agents/forms_docs/estateAgencyAgreement.html You may download all and read. You'll notice there are "non-exclusive" and "exclusive" agreement forms. "Non-exclusive" means no obligations to buy/sell/rent. You can sign as many of this form with agents of different agencies. This is for "record or reference" purposes only. "Exclusive" means "the one and the only" - once signed meaning you CANNOT engage OTHER agents whether from same agency or not. Unless you know and have 100% trust in him/her in carrying out the entrust job(sell/buy/rent), otherwise do not sign any of this. In fact, these forms are professionally written, they should be encouraged to be used to avoid disputes later on. Genuine buyer/seller/rent are encouraged to use these forms, only those want to "look see look see" buyers will hesitate to sign. As genuine buyer, I see no harm in signing the non-exclusive one. Signing signifies you are genuine buyer thus encourage, in a way or another, the agent to focus and excute the job. Present mkt has not "matured" enough to compulsorily using this form before a transaction is done. Unless all agents "gang up" to follow the instruction from CEA, as this form will scare off those "look see look see".

Forget about the West, look towards the East. USD down down down. USD 14.4 Trillion debt, still keep printing money, sigh. Euro down down down. The PIIGS nations pull the whole eurozone into "hot water" everybody almost drown. GBP Down down down .The empire is melting down, the bridge is falling down. Study how George Soros whacked the Pound down. It is a history. Warren Buffet's famous Quotes 1. "The first rule is not to lose. The second rule is not to forget the first rule." 2. "If past history was all there was to the game, the richest people would be librarians." 3. "Risk comes from not knowing what you’re doing." 4. "Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it."

Very nice, but a bit too small.

My god or my foot?! I sleep everywhere(at home, not at work!)with all sort of postures. 哪哩凉，哪哩taa。Very shiok. Don't care the legs point toward this or that. Can do "all sort of things" within own home, don't be so restrictive lah. Home is the only place where one can take his "face off" completely and be "oneself". So, sleep anywhere any postures you like at home, NOT at work hor, otherwise will get scolded by bosses. Again, let nature takes its course.

Get scolded only ma, this is called "not smooth"?? Ppls scold you mean care abt you. When ppls don't scold & avoid you then.....that is really "not smooth". Scold you is to wake you up meaning you still have hope. Think "out of the box", be proactive, unique, dare to be different.....

This is one of the rules of game of life. Without studying/knowing bazi system, one wouldn't be able to tell if it is real or fake. The more one knows, more fakes found. “Risk comes from not knowing what you’re doing.”

If legs pointing towards door, there will be chances the "seductive" postures exposed into eyes of insiders or outsiders. Since you are aware of such chances and yet let it "happens", meaning you are....... Since you are......there will be tendency and chance that you will display such "behaviour" whether consciously or subconsciuosly in work place, got it? I could be wrong too. Let nature takes its course.

I like this.

不入虎穴焉得虎子? However, most of the time is after entering 虎穴 and found no 虎子.

If bank "resizes" loan amount = breach of fundamental term. Breach of fundamental term would void the contract. This is "first chapter" of business law. Bank's lawyer sure 100% aware of such. If this does happen, the bank will ask you to sign a new contract of the "revised" amount. Don't sign this, signing such implying your agreeing to the void of the old contract. Insist on the "old" to remain in force and seek for compensation if bank "one-sided" decide to cease/void the contract.

bepgof has touched on some of "technical loopholes" of bazi before, let me recall: - Political issue. Example Australia, from east(syney) to west(perth), geographically, there should be 3 hours different. However, the politicians declared the whole australia as "one-time" zone. Meaning that whoever are born either in syney or perth, all report the same time. If 子平 still around, he must be very mad abt the politicians' decision...... Or, When an australian to read his bazi, the fsm must ask "which part" of australia he is born and do the "correction" manually? Fsm does care this right??? - Longtitude. For those who know history will laught at Bazi's timing system vs geographical zones on the earth.子平's original theory on timing is to divide the whole earth into 12 slices and each slice has 2-hr interval different. So EACH DAY ON EARTH, 12 different bazi of ppls are produced. But, 人算不如天算, political reasons disturbed his methodology to a large extend. - How to define, down to a minute, when a baby is born? We know once baby's head appears at mother's womb, will take a few minute for the whole body to be seen,. What happens the timing happen to be at that "cross over" - 59min to 01 min.....? - Give birth while traveling whether on land, sea or air & "cross" the invisible "2-hr" bounary??? - Leap month issue= 2 same months over one year.子平 must be very mad why his methodology kena disturbed by ppls. Conclusion: giving the benifit of doubt that bazi predition is 100% accurate, however, the "error" inputs (DOB) already happened at its "source". Wrong inputs 100% sure get wrong results!

The inventor of the bazi system the most "cleverest". Anyway, technically, too many "loop holes" in bazi. The more one understands, will find more "loop holes". Those who don't understand and yet believed and followed, besides are being "stupid", what else?

走光 at home. Sure "走光" at work.

Provided 2 of you born in same yr, month & day, then will have same bazi. For bazi: Year: 60 years in a cycle. The 2 characters are made up of 天干(10) and 地支(12). There are a total of 60 possible combinations. Note: Chinese calender is a both "solar" and "lunar" calender. Most 'tokong" calender in the world. Moon takes abt 29 days to make 1 round the earth each month, so each year has 29 x 12 = 348 days. Short of 365-348 = 17 days per year. So every 2-3 years, a "leap" month has to be inserted in order to "correct" the system. A leap year(chinese's) = having 13 months in a year. Meaning there will be "2 same month", say july, there will be 2 julys consecutively. Question come for bazi's month interpretation: Say 2 ppls born on same year(leap)/day/time, one on 1st july, and the other on 2nd july, will they have same bazi? Yes ! they do, very "funny" isn't it? Why like that??? Month: also 2 characters, left is tiangan, right is dizhi. To convert from "angmoh"'s month to the 2 characters, need to refer to the tong shu which state which year has leap months. You will probably notice the "months" have "big months & "small months" within a year. Day: consists of 2 characters, left is tian, right is di. Since got big & small months with a year, to do the conversion from "angmoh" calender to 2 characters, must refer to tongshu. Time: consists of 2 characters, left is tian, right is di. Confusing right? This is the basic. He who interested in basi must understand the tiangan & dizhi concept and how the chinese calender work first. This is the fundamental.

Need 3 months to inform existing bank of your decision as to carry on or switch. Plus another 1-2 months to hunt for new package. Depending on yr speed. Remember, lawyer speaks to lawyer only. Meaning, engage new bank and ask its lawyer to write to yr existing bank's lawyer for the switch.

Bazi has "4 pillars" which is year/month/day/time. Each "pillar" has 2 characters, so total 8 characters, call 八字。 Nowaday we divide a day into 24 hour, however, in bazi system (more precisely is 12 earthy branch)a day is divided into 12 hour, as follow: 子=11pm to 1am (midnight) 丑=1am to 3am 寅=3am to 5am 卯=5am to 7am 辰=7am to 9 am 巳=9am to 11am 午=11am to 1pm (noon) 未=1pm to 3pm 申=3pm to 5pm 酉=5pm to 7pm 戌=7pm to 9pm 亥=9pm to 11pm

Bazi system says YES, but what do you think?

This is a subjective and hard to answer question. 只可意会，不可言传。 Some sold their soul for power, Some for Money, Some for women, Some sold their to become...... How do you define "sold the soul away？" This is equal to one has no soul reside in the body, only an empty shell, like a machine. They do not really understand what they are doing and for what purpose.

They do have choices, but.......they prefer "compromising" = 为五斗米折腰. It is a moral integrity issus. Ask yourself this if your were a fsm: - "anyhow" get a 4 pillars or bazi "from the air", what can you do to these 8 chinese characters? You know how many ppls are born in samr year/month/day and with same 2 hr interval? - Make one "curse" effects to all those with same DOB? Common sense question, isn't it? Just like asking give tel/mobile/address to ppls who you don't know, dangerous? The danger part in life is: "selling own souls" for somethings without realising. Selling body for $ is another sad story.

Subjective, depend extensively on that person's ultimate desires. Don't forget, spirits read minds, they know the past & future. Human is naive, one-way-wish to control spirit to satisfy own's interests.

I'm not a "spirit being", thought has experienced the baptism of "holy spirit", but can't speak in tongue, and many acts also not holy enough. Many of the "spiritual stuff", either learn from Bible or hear from pastors. You are referring to "spiritual possession". There are many evil spirits wondering at large, looking for "targets" to possess. Why God allow such in the first place? No one can answer this question. Spirits can do "super natural stuff" - which do not follow the laws of physic, chemistry, biology...in this learnt world. Big ghosts can subside small ghosts, not other way round. However, God, the creator of all can subside all "ghosts". Ghosts recognise the power of Holy spirit. Mediums are basically he who possessed by ghosts. Many religions in this world has "multiple-god" concept, however, only 3 religion in this world read as " multiple-ghost" but one God.

I think bepgof has answered this question before: fs=no religion. Religion is always "beyond material". However, in my own perspective, multiple-god believers seemed tend to believe in the "rojak fs" which includes some taoism practises, hearsays, rituals, legends, super natural power, etc. Like today's mega churches whose pastors preach the "extreme" message of whoever believe in Him requests will be answered. After week of stressful work, ppls like to relax and hear "nice things", who want to sit still in churches and get "lectures" from pastors?? So, I guess (guess only)fsms have no choices but to follow the "trends" for survival. Trends = mostly multiple-god followers seek "fs" advises.

Hope this helps. http://www.fengshuiyinyang.com/about_renovation__move-in

If one wants to break in, 3-feet cement wall with steel plate in between still can be broken. Window film needs just a blade.... When panel glass with film breaks create very much less sound = invite ppls to break in. Normal glass after heat treatment = tampered glass. Glass is relatively cheap than handling cost.

Millionaires? Nowadays everywhere. 20 years ago, "millionaires" = cow cart wheel. Now is "Billionaires", 5 yrs later, "Trillionaires" everywhere.