rainforest

Hello Curry queen, You are Miss Pixie Seet , your picture of yourself, cat and furniture are featured in the article in the Sunday Times today ( Jan 30th) on Invest section Page 24. You and your cat are now new celebrities . Nicely done!

Kewlboi, I just called up HDB Resale Line about the 2nd Loan ruling, she the officer says that the higher interest rate applies when your outstanding loan of your current flat has not been redeemed at the time of your purchase of your next flat ( in this case ) your first appointment . But then upon the sale and redemption of the first loan ( maybe on legal completion 2nd appointment I guess) , the interest rate of your new loan will revert back to 2.6%. In your case, since you are doing contra, you would not have been able to discharge your existing loan by the first appointment. This is my understanding from my tele conversation , I asked it because my sister has a first appointment tomorrow for purchasing resale with HLE ( 2nd time HDB loan). Perhaps you can try calling HDB Resale Hotline at 1800 - 866 3066 to check on your case. They should have it on their computer.

Halo, It's time to get to know your neighbour (and their doggy).. Stop by and introduce yourself and your folks.. Their doggy will get to meet you too, then once the doggy is familiar with you & family by scent ( may take a few visits) , it will only wag its tail each time you pass, no bark. Also, it can help jagga your house for you too since yours is a corrdor end unit.. it's good to have good neighbours if you are one yourself.. Better to have a good neighbour with doggy, than to have one with roudy & doddgy, creepy habits. Your call.

BUYER FISH, YOU WILL NEED TO REPORT NOW TO CEA....... IF YOU WAIT TILL YOU HAVE MOVED IN, YOU WOULD HAVE TO EAT MORE S**T FROM THIS AGENT BY THE TIME YOU GO THROUGH THE BUYING PROCESS. THIS AGENT DOESN'T KNOW THAT YOU KNOW WHAT YOUR RIGHTS ARE AND THAT YOU CAN COMPLAIN TO CEA ABOUT HIS/HER POOR SERVICE AND ATTITUDE. MY GUESS IS THAT EVEN IF CEA CANNOT PROVE DUAL REPRESENTATION BY THIS AGENT , AT LEAST YOU WILL EVENTUALLY GET BETTER SERVICE WHILST PAYING THE COMMISSION. LOOK AT THIS LINK AND YOU WILL UNDERSTAND WHAT THE CEA WANTS TO DO AGAINST THESE CRAPPY SERVICE AGENTS: http://www.cea.gov.sg/cea/content/resources_faq/faqInfo.html

Hello Yeo99, Your air con trunking now very nicely done up.......ALSO your new bedroom doors. May I know where did you or your contractor source your bedroom and Main doors from ? I have been trying to get some quotations from **** but they were not cheap.

Hello Edward, Thanks very much for your quick reply. Yes, I am very curious why the ventilation pipes were not removed from my mum's toilets when renovation was done some 8 or 9 years ago... Then in another 3 room flat of a friend in AMK Block 611 Ave 5 which is currently undergoing Home Improvement Upgrading by the HDB, the same pipes were re installed back by the main HDB contractor for all the flats even though they were not squatting pan type of toilets. These pipes caused obstruction to residents who have bought their own toilet bowls which were slightly larger than the standard ones provided by the HDB.

TIME TO SET THINGS RIGHT, CEA (COUNCIL OF ESTATE AGENTS ) IS UP & RUNNING ALREADY: THIS IS THEIR OFFICIAL WEBSITE TO MAKE COMPLAINTS REGARDING AGENTS WHO ARE UNSCRUPULOUS, PROVIDE LOUSY SERVICE, COLLECT COMMISSION FROM BOTH SELLERS & BUYERS AND MISREPRESENT THEMSELVES AND/OR THE SALES TRANSACTION LIKE THE EXPERIENCES FROM THE ABOVE FORUMERS . http://www.cea.gov.sg FOR YOUR INFORMATION, ALL AGENTS ARE PROHIBITED TO COLLECT COMMISSION FROM BOTH SELLERS AND BUYERS WEF 15/11/2010. IT IS ILLEGAL . LAW BY LAW THEY ARE ALLOWED ONLY TO REPRESENT THE BUYER OR SELLER , LANDLORD OR TENANT , NOT BOTH. YOU CAN WRITE IN TO CEA TO COMPLAIN ABOUT THE AGENT'S BEHAVIOUR & ATTITUDE, MANY OF THEM THINK THAT THE GENERAL PUBLIC LIKE YOURSELVES DON'T KNOW ABOUT THE NEW RULES AND THAT YOU DON'T KNOW HOW TO REPORT THEM TO THE CEA. YOU CAN LODGE A COMPLAINT BY E MAIL, FAX, IN PERSON, OR TELEPHONE : http://www.cea.gov.sg/cea/content/consumer...gcomplaint.html IF YOU HAVE EXERCISED THE OPTION N ASKED TO SIGN AGENT COMMISSION AGREEMENT KEEP ALL YOUR PAPERWORK AS PROOF . THE CEA WILL NEED ALL THESE AS EVIDENCE.

Hello Edward, Regarding your renovated toilets, I noticed that there are no ventilation pipes ( small PVC type) near or next to both of your toilet bowls . Did you remove them completely during your reno , is this ok ? I have these same ventilation pipes in my mum's 3 room flat as well in AMK, they are very cumbersome and located very near the toilet bowl. It causes obstruction and restricts the type of toilet bowl that you can change.

THANKS VERY MUCH YEO99 !! WE'LL ASK FLOOR OPTIONS.

Buyers now realise that they have time on their side , they can take more time looking and comparing the asking COVs and valuation. As valuations may have shown some incremental increases in October/November , buyers now also take that into consideration and ultimately would offer much lower COVs. No need to rush , government is very adamant to prevent very hefty price increases. Just look at the HDB resale price index curve , it looks like mount merapi waiting to explode. valuation of $400k for upgraded 4NG in AMK, that's pretty high now. That said, those who need to buy for a roof over their heads will still buy...... Renting as the other option is not cheap either. A year's rental for a normal 4NG will set you back easily 24k.

Dexufto, May I know whether you are changing or replacing the lourve windows in your Bathroom and WC areas, is it necessary to change them if your contractor has already hacked away the surrounding tiles ? Will or did the hacking damage or scratch the aluminium surfaces of the window sills? I noticed that they are quite new.

If the new BTOs are launched as HDB said there would be another 2000 units for NOV & Dec this year and another 22,000 units next year, then it should help alleviate the demand for resale some what. As long as the perception that oncoming supply will help stabilise prices ( no more hefty increases), demand will also not run ahead of itself. Also, no one in his/her right mind would think that prices will continue to shoot up....... if it does , u know and i know what the government will do in April next year............so all will pacify for now.

Previously , there was no regulatory body and no such rule against an agent collecting from both sides . Now it is being made a regulation from 15/11/2010 and CEA has been empowered to enforce it. Otherwise MBT relentless talking can be no par keh one. So it will be implemented rigourously now that there is a policing body... with constitutional powers.

TIME TO SET THINGS RIGHT: CEA IS UP & RUNNING TODAY ; THIS IS THEIR OFFICIAL WEBSITE TO MAKE COMPLAINTS REGARDING AGENTS WHO ARE UNSCRUPULOUS AND MISREPRESENT THEMSELVES AND/OR THE SALES TRANSACTION LIKE THE EXPERIENCES FROM THE ABOVE FORUMERS . http://www.cea.gov.sg/cea/content/consumer...gcomplaint.html FOR YOUR INFORMATION, ALL AGENTS ARE PROHIBITED TO COLLECT COMMISSION FROM BOTH SELLERS AND BUYERS WEF 15/11/2010. THEY ARE ALLOWED ONLY TO REPRESENT THE BUYER OR SELLER , LANDLORD OR TENANT , NOT BOTH. ALL AGENTS WHO ARE LICENSED TO PRACTISE BY CEA WILL HAVE THEIR NAMES REGISTERED WITH CEA BY TODAY 22/10/2010. IF THEY APPEAR DUBIOUS , REPORT THEM STRAIGHT AWAY. IF THEY ARE REGISTERED ( THEY WILL HAVE AN ID TAG), AND STILL SUCK IN SERVICE , YOU CAN STILL REPORT THEM.