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sorry abt the little details. i'm noob to buying a hse. the whole situation is... i register online to buy bto hse at buangkok together with both my bankrupt parents in jan. in may, hdb send me a letter telling me i can go select a unit with queue number n everything. went down to select a flat, then ask to pay 2k deposit. all they tell me is to get a loan. but definitely bank loan cannot cos my parents bankrupt. so only way is hdb loan. i need a guide on how to appeal successfully for a hdb loan. if loan too little, i will have to find other source for money to top up right? my english poor, need help to actually write an appeal letter. sorry pple if u all need more details so u can help me just let me know. cos i really dunno what to provide. thanks so much for all your response.. i appreciate so much!

hi everyone, i've selected a flat for BTO. i'm a 1st timer but both my parents are not. also both my parents are bankruptcy. but i myself am self employed with cash flow 80k and also my parents cpf have a sum of money after we sold our house in jan 2010. what should i do? write an appeal or? i'm really puzzled n panicked cos i only have 4 mths to settle a hdb loan.