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anyone any idea which one along stevens road referring to?

bepgof, heh, caught you instead, think you mean OTP and not top. anyway, see hdb website under Living in HDB Flat > View More > Purchase Private Property > Eligibility Conditions - see if applicable to you; anyway, if in doubt, check with hdb directly.

^^^ i think the tortoise referred to earlier is a live one that can either dash to the door or settle comfortable in a part of the house and may have droppings

lol, thanks Plastic3. look like my initial guesses were way off!

Thanks gals_mama and CTY :)

sorry, i'm out of touch - what's going to be done then?

i gather the "R" refers to return, what of othe other abbreviations? the slipper-singlet-car discussion is cute my own take is that many people are well aware that dressed down folks may have (easily) purchasing power, but perhaps the choice of appearance may indicate the person not so easy to convince to part with $$ (as opposed to not having $$ to begin with), and since the time is limited, it makes sense to try to not spend too much time on the less receptive ones.

my sons want beds with car bedframes - ie. when they sit on the bed is like sitting in a car. i've seen pics of some colorful wooden ones in catalogues in neighbourhood shops, but would like to see actual displays - anyone know where i can go to view? also, are there alternatives to these wooden bedframes but still in car shape? thanks

husband has told me his pay, but i can't remember exact amount down to last penny, just roughly know how much; i also can't remember the exact day of the month he's paid, though he's told me umpteenth times. i've never asked for details either - he wants to tell me, i'll listen, and even after he tells me, no guarantee i can remember (memory retention rate v low lar). he doesn't control what i spend on, i don't even need to ask, but i think that's cos he knows i got internal brake. all that said, i make sure my family is well cared for, the household is well run, payments are timely and savings/investment objectives are met/monitored, so at least there i'm quite on top of things la.

means if 1st property dont use cpf, then second current property want to use cpf, then minimum sum not required to maintain for the second property is it? definitely i much more blurr than you wor. what's RPS stand for?

sorry, just want to ask: 1) second/subsequents properties referred to here are concurrently held properties (ie. own more than 1 property at the same time)? 2) the minimum amount thingy applies to all second/subsequent properties concurrently held, whether or not residential and whether or not pte/hdb? thanks much!

are you carpetting your full flight of stairs or just those irregular steps? and if just those irregular steps, are you affixing your carpet to the stairs or they're just going to sit on top and be "moveable"? if they are moveable, sounds like it could be slippery should the carpet shift when stepped on; and if the edges curl up, can trip also. i've also encountered that if carpetted stairs are not fitted snugly to the corners of each step, sometimes it gets hard to approximate the edge of the step and also can give rise to tripping - a professional could probably tell you better how to do this properly. my growing up home had flights of stairs which i climbed everyday for 20+ years and yet i tripped and fell though i was familiar with the stairs and had no difficulty with walking - i think it pays to have safety in mind when deciding on stair decor. just my 2cents

since we're young and still looking to build up our financial resources, i'd split the 1.6 to buy 2 apartments, one for occupation and one for rental yield (and hopefully price appreciation should we want to sell it later on). strata units generally (just generally) have better rental yield, and are easier to market when it's time to be sold. if i were to buy a landed property, it would be for self-occupation for the same reasons above and because we like gardening and garden parties (growing up, we used to pitch tents in our garden and have bbq's, totally fun!!)

it could have been something that didn't bug them when living there and hence did not immediately think to highlight to you unless specifically asked, like somethings are very common to one but uncommon to another. don't upset yourself by second guessing how they could have not mentioned it earlier. new house is happy event :)

to OP, just curious and if you don't mind me asking, what is the hypothetical rental yield for the condo in comparison?

east coast wise, you didn't view the amber gardens or meyer area, near st pat's or other areas closer to the beach? i do love living here. i like it that i can stroll to the beach, parkway parade and katong in the area, it's a quick drive to town - all my immediate family members and in laws live in this area too.

eureka! thanks to your help

so very sorry to belabor the issue. i did the above and understand that is for the foc search. i was interested in the search you paid $25 for that yielded printouts - which service is that? Thanks v much; so sorry i'm so lost *paiseh*

even in siglap? thanks for the info, is good to know - i've been living in the stretch along amber - siglap and i never knew that the heights in some siglap developments due to that. sorry i'm so blur - what is the name of this service in that site. ie which button to click? i'm lost (can you tell? )

^^^ thanks, bepgof. so the report which you paid for (which used to be $25) is a one time report, not a subscription? i woud like to get the sort of information you have displayed in those tables, but it seems to be not the home report, and is more comprehensive than the foc searches - which search function is this? thanks v much.

^^^ is there a minimum amount of outstanding loan for refinancing?

was it the Home Report function you signed up for?

how about the value of peace of mind which i suppose will differ whether it's the roof over one's head or an investment property, and the owner's age, family commitments etc. Might you elaborate more? thanks

^^ thanks begpof.

sorry to ride on this thread. what does this "50% rule" refer to? is apply to all properties or only hdb? Thanks.