kalimantan

Let me try to provide more info. a) turtle shells (maybe i can get sea-shells ) and those chinese coins (just go any wet mkt and u can see many chinese coins) - why not u buy and put in yourself and try ? b) question about "yes / no" answer - u take a paper and draw the various flowchart ...and you can probably get a "if then else" conditions to get your answers. Maybe you pass the flowchart to your friend or spouse and they can give answer ..no need special guidance ..trust me ..it works.

4d dice thing - it is just an example ..like that I everyday play mahjong

1. cards are just tools ...do you want your "yearly" life to be determined by cards ? Why not determine your life by working hard instead for that "yearly" forecast ? Try to avoid fortune telling for that year and see what happens by using your own deck of cards ? Next thing u will know is someone in the forum will advertise that he/she uses "parrot animals" or "turtle shells" ....and make it so believable, that u say so and so is good. I know cny is coming so you want a fresh start ..but why do that ...maybe u can contact Harry Lee ...he did not use cards to determine Singapore future ... I know of someone that can give u accurate forecast by throwing dice ...u want to believe me ? Very very chun one ...can even predict 4d ...

maybe the long queue of humans add "ren qi" to that "no good fengshui stall" and compensate it ... Maybe people see long queue - means biz good ... But the stall owner himself knows "his earnings ..." ..all these are hidden in public's eyes ..only IRAS knows.

master chen got Taiwanese fengshui clip ?

what gemstone ? what wealth pouch ?

The forum members can only quote names that they have EXPERIENCED it before. Which means they pay $$$ and either suffer or enjoy the fsm recommendations. If i say Mr X GOOD - this is becos it happens at the right time and i pay for the services. However i cannot say Mr Y is no good as i have not use his service before ! For the 2 names u quoted, i did not use their services.

to b honest, no fsm can predict who marry who. All these are in heaven's secrets. Sometimes u wonder why older parents marry n fight each other until death to them apart. Unfortunately you have become one of the unfortunate victim in marriage. (in this forum, we are not going to determine who is right or wrong ...only you know your spouse). If you are asking who is going to pay for the fsm share to make both lives better, why not u give in instead ? Why make yourself angry over who pays the fsm fees ? Go ahead and invite fsm - do those recommendations that is possible to change. Fishes die could be water issues (i m a expert in arowana and gold fish only and can assist you on that, but to relate fish to fengshui - sorry i no answer). Back to fish - u say it die every x months ..it is probably a water issue that is not condusive to the fishes. I hope this clarifies

don't have to let us know how much u care for the society. i m sure most of us also donate $ to charity via GIRO, etc over the years ... Since the crystal stone is so powerful, bring it with u . How about selling to your relatives or friends ? I am sure they have seen you that you have "change" for the better and most of them will be willing to get it from you. (Forum members cannot see the change in you, so quite difficult for u to sell or influence us) Alternatively, you can sell to those traders who will perform auctioning (there will be a group of uncles / aunties crowd) in those pasar malam mkt .

to TS: Can move those items ...throw also can ...nothing will happen to you and your family. After u throw, u realised that u are not dependent on them any more

it is for the people who do not wish to pay and hope to derive much information as possible it is for the fs master to advertise. it is for the forum here to laugh since there are many experts here. It is for me to take a pinch of salt. (usually I cook without salt ..but take it here)

What kind of luck ? Money luck ? If money luck, can you pass it to those poor families and rotate among them so that they can have better money luck as well ? U also do a good deed too.

1. any url ? 2. how about company that cleans curtain professionally ?

there should not be confusion here ...read the threads and u still want to feel good by getting a good price ? Come on ..if u want good sofa, etc ...go to a high end shop and you won't be posting doubts and confusion here !

I assume you are looking for LED lights ? If yes, I am not here to recommend anything because LED lights in Singapore is a MATURE industry and prices are competitive ! Go balestier and shop and get any of the vendors you have confidence with will do ...why travel to JB to make a "feel-good" purchase

Assume no defects Real leather cracked after few years ...my sofa is one example ...and I bought it for 7k in year 2005 and still using it now. I only send for cleaning maintenance , etc twice a year Which sofa set company did u get it from ? We are not lover (remembered those courtship days with your spouse) and we do not wish get involve in guessing game !

Come on, my dear Singaporean fellow, if you still insist on buying replica or fake product instead of the real one and expect it to last perpetual ? Here are some examples in our everyday life and yet people continue to make the same mistakes over and over again 1. For employee - u pay little and expect that employee is talented with initiative and can take more responsibilities ? Can't be right ? 2. For cars - u expect cheap price to have luxury comfort ? 3. Cheap leathers - u think u got a good deal with top-grained ? 4. Scam - no hard work, and believe you earn the jack pot ? I rather you buy real stuffs and pay good money and then say how comfortable that real quality provides.

1. In a nutshell, one must work hard - then you reap rewards or no rewards (sometimes suay no rewards) 2. But we should NOT do nothing, and HOPE destiny provide for us.

any tips on how to use ? need to show bazi birth ? how does it works ?

三垣, & 二十八宿 ==> what's that ? got example ?

you got it wrong, I am asking for the formula - I divided what I owe by 12 MONTHS..not 12 years ... can you give an example of the right formula ? How does the bank interpret the ratio ? Take it that I do not have car , credit card, only pure loan of 300k owing.

Although i started this thread, it is true that $30 cannot give much details. I went for ziwei instead as the "modelling / framework" template described by bepgof has more information.

I remembered one of the forum members previously intro me via PM the above Taiwanese fs master in year 2010. The forum member told me appointment booking must wait. I remembered calling him in 2012 and April 2013, but his wife said I will have to queue up. Well after that, I don't bother anymore. The reason I called up for appointment is to hear his views in ZiWei (not bazi), and also to determine what further advice he will provide for me since I have a job issue. Surprisingly I received his wife's call yesterday and met him today ! (but my job issue was already resolved, but who cares, since he is difficult to get and I do not mind of the $200 for this Ziwei service) All I can say he is very accurate in my past (since accurate in past, I hope "my future" he is accurate too). I highly recommended it. I do not mind sharing with you folks on what he said - on accuracy matters. (so far nothing inaccurate) a) on parents - born to fight (yes he was right, my parents fight from marriage (everyday non-stop) till my late father passed few years back, and he accurately described my late dad) b) Spouse - he said my spouse is someone who should be in my same workplace or school. He is right. I only knew my wife in the 30s (while UNKNOWINLY we both were in same university and I am a senior (due to NS) while she was a first year junior). He also said my wife has a miscarriage which is true. He also said my wife was very poor when young (very true, during courtship and she stays in 3room flat). ok I admit, I've a few girl friends before my wife and NONE OF THEM FROM SAME WORKPLACE or SCHOOL. c) children - one of my children super active and only quiet down when he is asleep. - yes he is right ! My son very active (laugh and shout) until 11pm everyday. Only sleep can quiet him down. d) myself - he say I am a light sleeper and will sleep past 2am (I read till 2am) - he is right man ! I ask him for cure - he say no cure ..I am born like that. e) houses - he said when I was young, I live at rental flats until age 30. At my current age of 45, I should have 2 properties now (accurate) and will have more than 2 properties (I really hope so ). g) career - no worries, jobs will come. Which is true because I've a few job offers (even at an middle age of 45). And I am lucky to have 20 years of golden years from 45-65. I told him it cannot be every year smooth, he told me that I always overspent in the year of rooster and cow. Otherwise everything is smooth sailing for me. I then ask him about whether there is a need for house fengshui and whether such house fengshui last. He told me house fengshui need a one time check and it will last 20years (no need to change every year). I asked him whether he will sell me anything of fengshui object - he say no as he feels that all these are scams. If really need to buy anything, I have to buy myself. His pricing for house fs is as follows (if I remembered clearly, but do check with him) 4rm - 488 5rm - 588 condo - 888 BTW, he speaks mandarin and hokkien and a bit of English, bring a tape recorder along. ====== Part 2 - the interesting part ============= I remembered a few months back during cny period, I started a thread that I visited Fu Lu Shou complex and went randomly to a geomancer, his office is located at # b1-07 and pay a similar $200 + dollars for ziwei and that geomancer never use computer and say results will be ready by one weeks time ! ....and one of the members commented (if I remember is it kcwee) here gave feedback that fu lu shou geomancer may have ask people to copy and not an expert (since one week later collect results means many thing can happen - can cut and paste). I agreed with kcwee that such things may happen. Now I want to set record straight. Today I took the handwritten paper written by that fu lu shou geomancer and compared to Mr Chen Yin chieh (who uses computer to print out and explain thing). Both ARE THE SAME ! BOTH handwritten and computer print-out stated same STARS symbols with same TRIANGLE AND CIRCLE and X (ziwei usually use these symbols to highlight things) In terms of interpretation, both were similar except some minor details, so it depends on individual experiences on what was said from both geomancers. As for forum members using purely bazi calculation to explain things (metal, wood, water, fire, earth), Mr Chen ask me to ignore this field of study. No wonder that Fu Lu Shou geomancer also never explain much of this bazi thing and ask me to focus on ziwei instead. (For me now, I will totally ignore this bazi school of thoughts and perhaps take a pinch of salt will do) Well I hope I have provided feedback for the public benefits.

monthly installment refers to HOUSEHOLD (Both husband n wife) or INDIVIDUAL ? Gross income refers to TOTAL income of both husband n wife ? Or individual ?