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estella83

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Everything posted by estella83

  1. i have sms him for his email address this morning, but yet to received any reply from him. may i know how long is his respond time?
  2. lol. why do u have to sound so work out? to each his own. while its definately easier to to do cleaning.
  3. hi, bank give loan up to 51% of the mthly gross salary. my mthly hdb loan is less than $300 per mth. no car or other loan at the moment. was actually looking at suites @ katong http://www.propertyguru.com.sg/search/suit...operty-listings as well. thank you for the reply.
  4. hi, may i know wat is the min income pa to get the loan? 60k? 80k? 100k? i do have a hdb to rent out (almost fully pay up, loan from hdb), do u think the bank will take this into consideration?
  5. http://www.propertyguru.com.sg/listing/113...h---CASA-AERATA worth buying for single female?
  6. hi, anybody used this contractor? how is the workmanship and serivce pls? any update?
  7. Q: Can I use my CPF to purchase more than one property? A: Yes, you may use your CPF to purchase more than one property. However, if you already own a property (HDB flat or private property) bought with your CPF savings and wish to buy another property with CPF savings after 1 July 2006, you must set aside half of the prevailing Minimum Sum before you can use the excess savings in your Ordinary Account for the second/subsequent property. Savings in the Special Account (including the amount used for investments) and Ordinary Account can be used to meet this required amount. Please note that as the Minimum Sum will be raised in July each year, the amount you need to set aside will be adjusted accordingly. Please click here for more details. If you currently own more than one property bought with CPF savings before 1 July 2006, you need not set aside half of the prevailing Minimum Sum unless you subsequently buy another property using your CPF savings on or after 1 July 2006. Please note that this is not applicable if you are applying to use your CPF to purchase a second or subsequent property with non-related singles. Non-related singles can only jointly use their CPF to purchase one property (HDB flat or private property). hope this help http://ask-us.cpf.gov.sg/explorefaq.asp?category=23098
  8. hmm..... i only knw that pledging a HDB is for education purpose only. can anyone enlighten pls.... i do have a full paid up HDB, and would like to purchase a private soon but i do not meet the minimum sum required
  9. have raised up this qns before, CANNOT =( i would like to pledge my hdb too if possible
  10. lets say if my cpf doesn't meet the minimum sum, can i used the balance in my cpf to pay for the misc charge or first downpayment? like stamp fees, legal fees etc?
  11. seems like it very hard to find genuine post regarding carpentary work. don't inderstand how can someone talk to themselve, qns and ans themrselves. really cannot stand it
  12. hi, may i knw do u provide construction work and plumbing service? like cabinet. shoe rack and wardrobe please? and i need a quotation for hacking of wall, existing kitchen cabinet and base pls.
  13. stop advertising for ur company, your attitude is very bad!!!
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