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initialB

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About initialB

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  1. initialB
    Thx so much for all your sharing
  2. initialB
    Thx....i was wondering whether there's any chance of enbloc for such property...from other forums, seems that its mainly for condos.
  3. initialB
    Thx again for all the comments and advice. There are actually some other options that came up - FH ones even, but somewhat the space, layout and location are not as good. Was feeling abit nervy about committing such a significnt sum of money without fully appreciation of the potential pitfalls. But after hearing all your views, I feel much more certain now, and i do not forsee a situation that i would need to cash in on the house for liquidity since i do not run any businesses. I have just another question for discussion. Does the Plot Ratio Utilisation affect the chances of resale and perhaps, enbloc for that whole site? Anyone knows where I can dig up info on Plot Ratio Utilisation for the specific site?
  4. initialB
    Thx so much for ya advice Cheers.
  5. initialB
    Hi, I am considering whether to buy a 13 yr old interterrace that's on 99 yr leasehold. It is the only housing in my choice location that meets my criteria for school, size, and budget of $1.3-1.4M. I have 2 questions that require advice : 1. Will the value of such 99yr leasehold terrace hold? Say in 10-15 years time when property prices next peak? And if not, is it expected to decrease in value as opposed to FH terraces? 2. If I take on a bank loan based on prevailing valuation, and should property prices drop, say in 2-5 years time, and the valuation reduces significantly, will the bank require me to top up the different? Or can I carry on paying the mortgage based on the original loan terms?
  6. initialB
    hi, does anyone know where i can get this chandelier? tried looking for it at the major lighting shops along Balestier Rd..and Park Mall...to no avail ;( see pic @ http://seababet.blogspot.com/
  7. initialB
    anyone bought lights from LC Lightings (Balestier Plaza) before ? some of the items are quite nice, but a bit pricey as compared to other shops along Balestier. was wondering if anyone has comments on their after sales service.
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