Hi all, recently i've turned 35 and have been scouting around for a resale 3room HDB. I would like to know what the chances are for getting an HLE and a successful HDB loan? What are the factors escalating to a successful application? I've included the following as a starting point, 3room HDB seling price: $280k CPF OA:55k Salary: 2.2k/month Thanks in advance