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forgotten

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Everything posted by forgotten

  1. Now more Singles and couples are eligible for HDB loan. If resale HDB is 400K, the single gets to save 20K cash on the 5% downpayment when he/she takes up HDB loan instead of Bank loan . While Khaw takes away some demand (10K to 12K couple earners) from resale HDB market, he also adds some demand (singles) to it.
  2. Given a choice, I believe many elderly people will not want to go through the hassle of moving house from a bigger one to a small one. Govt always increases the minimum sum required for CPF every year and builds more studios. It is like 'confiscating' more and more of the elderly people's retirement fund, and makes them downgrade to a studio to get money for retirement and pay for medical bills.
  3. 2.5K is enough to rent a 5room in Punggol. I have PM you a property website.
  4. You may be right. Anyway I am just sharing that I was able to see my resale transaction on that page before my 2nd appointment... haha unless I remembered wrongly lor.
  5. It doesn't happen to all locations. My wulu location's valuation appreciate only ~10K every 3 months haha. Buyers who are shopping for resale flat shouldn't bet on this. They should still cater enough cash for their COV + agent fee + 5% downpayment (if take bank loan) etc.
  6. That page actually reflects all resale prices (including COV) for approved resale transactions after their 1st appointment. My resale transaction appeared on the page after 1 week after my 1st appointment.
  7. You are not eligible to apply for BTO at this point in time. http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyingNewFlatEligibilitytobuynewHDBflat?OpenDocument#PrivateProperty Ownership/Interest in Property in Singapore or Overseas other than HDB flats You, your spouse, any occupiers listed in the Application Form or their spouses must not own or dispose or have an estate or interest in any other flat, house, building or land* Within 30 months before the date of application, and Between the application date and the date of taking possession of the flat * includes but not limited to: HUDC flats (Privatised and Non-Privatised) Properties acquired by gift Properties inherited as beneficiaries under a will or as a result of the Intestate Succession Act Private properties Properties
  8. Then I can't install my invisible grilles next year already
  9. The Osim Upure cannot fit onto my kitchen tap. It has been idling round my house for 6 months lol.
  10. Yes, you have to repay the 20K in cash to HDB when you collect keys to your BTO. Details available at http://www.hdb.gov.s...vy?OpenDocument My friend is in quite same situation as you. She sold off her house and wanted to apply for BTO at first. But my friend gave up on the idea of BTO after she heard that she had to repay the 20K in cash.
  11. If singles can buy directly buy flat from hdb, I for one, will not want to get married haha!
  12. 20% + 15% of our income will be written off as bad debt. This is to make us repent until the day we step into our coffin. We have no dignity left.
  13. That mother lizard is so fertile argh... Have u tried setting up lizard trap near the door of storeroom?
  14. Which floor do you stay at? If you stay at high floor, the noise won't affect you so much.
  15. Before stay together in same house, already cannot communicate well. After stay together in same house, sure fight everyday one
  16. I think he will provide option of interim rental to singaporeans? I notice the HDB is rushing the building of high-rise rental flats in many towns now. The building progress of the rental flats nearby my BTO is even faster than the building progress of my own BTO lol.
  17. Yeah lor. S1 & S2 residents who drive, will end up paying almost the same fee as some suburban condos residents. The condo residents still get additional facilities.
  18. You are lucky to grab a season parking for open carpark. No need to drive car up and down, no need to take stairs/lift up and down, and cheaper fee than multistorey carpark. Hard to find open carparks nowadays. HDB is demolishing open carparks.
  19. I don't switch on the ceiling fan in my hostel bedroom and my current living room if I am too near or underneath it. It's psychological barrier for me because I feel unsafe under a moving mental object. Personally I will not install ceiling fan above sofa and bed.
  20. Heehee because Pay and Pay considers DBSS residents to be richer than normal HDB residents Town council & IRAS have "mean-testing" like Hospitals. They charge according to our property price. DBSS is more exp than HDB.
  21. Check out this HDB link on the conditions http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyingNewFlatEligibilitytobuynewHDBflat?OpenDocument
  22. Do u mean getting 4rm from resale market OR from HDB BTO? Get from HDB: Combined salary must be < 8K. Do not own private property. Work at current company for > 3 month, need to show payslips to apply for HLE.
  23. Sharing this interesting post that I saw on other forum... More "good years" ahead. Khaw Boon Wan - Cheap, world-class HDB? You know that's not possible You want $8 to buy a flat in JB, $8 admin fees to apply BTO or $8 cash down-payment to buy a flat? Heng Swee Keat - Want buy some mini-bonds for your children? Dr Ng Eng Hen - Surgery knives will be our newest weapon for SAF Dr Vivian Balakrishnan - You want water from Woodlands water tank, NEWater or Evian drinking water? MG Chan Chun Sing - Everybody KEE CHIU!
  24. Thare are 7 GRCs with PAP votes falling to below 60%. Driver better drives more carefully for next 5 years.
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