forgotten

Well there are always problematic people around, including tenants and landlords. I got 1 interesting person who came to view my room. When I told her that she was not allowed to bring people home, she asked me "Can I bring friends home for party and overnight stay?"

Haha bobian cos we are not rich. Me must feed siblings. Hubby must feed car + parents + sister.

Me not sure about the appts per day. I thought HDB will sms/mail you about your selection date and time??? Woah u even go to geomancer to ask for advice. Me that time very chop-chop, just saw what were remaining units and chose the highest floor one available that didn't have a wall facing west outdoor LOL. By the time it was my turn, all the units having seaview were gone. We die die must chose 1 unit at that BTO cos our combined income were already hitting 8K, last chance for us to have a bite of the cherry. I took the optional components. The timber doors look decent. My friend has those timber doors, 6 years already still ok. For the HDB tiles at toilets, my mum has them, she said they get dirty easily. Anyway, I opted for them to save on cash. I intend to do epoxy paint over my toilet tiles. I don't dare to do overlay tiles cos forummers mentioned that it is easy for leakage if overlay is not done properly. GST will increase to 10% after GE + Labour cost is going up due to increase in foreign worker levy + Material cost going up due to increase in commodity price = My renovation's price tag will increase, so I better save up more cash haha! The thing about BTOs is that they are cheaper than resale but they are in wulu wulu locations. I still like my current house more

Some ads are fake ones. Their aim is to draw buyers to engage the agent as their agent. Yesterday, I saw an interesting ad for a 5 room unit behind my block. It states "Fire Sale, Sell at Valuation, 0 COV". Other nearby 5room units are asking for 40K COV. I know it's fake when I read that the unit is at "16 floor". The highest floor is 14 lor. Is the agent trying to sell the roof hahaha?

Huh I thought it's 5% cash for bank loan? I took bank loan for current house and will take HDB loan for my BTO house with HDB loan. I only paid 5% cash for bank loan. During booking of unit, HDB officer will ask you whether you want to opt for optional components (ceramic tiles and solid timber doors). You can start considering if you want to opt for them now.

I like your floating table concept! Why don't you share your ID name and contact as your signature?

You can use CPF OA to pay for the downpayment. Do you and spouse have enough CPF OA to pay for it? If 1 of you is < 30 years old, downpayment is 5%. If both > 30 years old, downpayment is 10%. EDPD is the deadline HDB MUST complete the BTO. Usually we will get the keys near ECD. Yes I already selected my flat, ECD is next year.

Davidbslee is right. You can sell your current house after you get the keys to BTO. Now you are pregnant leh. Moving house etc will be a big hassle to you! Pack, Move, Spring Clean, Unpack, etc.

You do not have to sell off your current house now. You only need to sell off your current house 4 years later, within 6 months from the date you receive the keys to your completed BTO unit. I am also waiting for my BTO.

Is it 40K levy + interest back to HDB Board?

Income ceiling for 1st-time HDB 3-rm applicants raised to $5k Minister for National Development Mah Bow Tan has promised more housing options for first-time buyers in 2011. He was responding to questions in Parliament on Thursday about what the Government was doing to help genuine buyers own their first homes and the impact of the cooling measures the Government had implemented earlier in 2010 on the property market here. New among these measures was the raised income ceiling for 3-room BTO flats in non-mature estates from $3,000 to $5,000. Mr Mah said this will provide low-to-middle income households with more affordable housing options. The number of 3-room flats on offer will also increase by 50 per cent, or 1,200 flats. Of the other measures, home buyers can look forward to 22,000 new Built-To-Order (BTO) flats this year, which is the largest supply in recent years, to be located in different parts of Singapore. 14,000 will be offered in the first half of 2011. Higher-income earners can also look forward to a greater suppy of Design, Build and Sell Scheme (DBSS) flats and Executive Condominiums (EC). The Government will offer land sites this year for 4,000 DBSS and 4,000 ECs, amounting to 8,000 flats in total. Home buyers whose combined family income totalled $10,000 became eligible for DBSS flats last year, which was up frm $8,000. Mr Mah said: "We recognise that households with higher income may need more housing options. This is why we have extended the options to the DBSS flats as well."

Hehe my owner also asked to keep their letterbox key for 1 month. I agreed. My owner didn't let me move my wardrobe into house 1 day before 2nd appt, it resulted me having to leave my wardrobe at the corridoor for 1 day. Heng, it wasn't stolen. It's about give and take.

What's your budget?

If combined income of you and spouse is hitting 8K, quickly grab the grant this time!

These three BTOs are not as near the MRT station as DBSS Adora Green. Got Pro and Con.

That is a good point that most of us will not consider when installing curtains/binds. I have entirely removed my curtains from my living room windows as the wind is too strong over there. Even my ceiling fan will move without its power on. Now I know why my neighbours upstairs and downstairs do not hang anything at their living room windows.

I'll help my neighbour water the plant with bleach/insecticide at wee hours daily

Haha that action of govt will indirectly influence more Single PRs to get married now so that they can buy resale HDBs. More get married, more babies? An article on Temasek Review actually shows that PRs have a lower birth rate than Singaporeans.

Agree with Therat. To add on, price of goods and labour cost are increasing. Change aircon now will be cheaper than years later.

Today I saw a salesgal trying to sell Shimono VC at my nearby shopping centre. I jokingly asked her which country was it made in? She replied "Japan" in mandarin LOL

You got a good deal leh My sis-in-law is renting her room n jurong east to 1 female without a/c for $450.

Not only 1 mall, still got sport hub + 2 new MRT stations Even if MBT get kicked out from Tampines, he will get some directorship postitions at some GLCs. PAP won't ill-treat MBT one, he helped them earn so much $$$ at LTA and HDB.

Foreigners can buy landed properties after seeking approvals from govt. Jet Li, Gong Li, Jackie Chan etc own landed properties in Singapore hehe.

Straits Times Singapore Home > Breaking News > Singapore > Story Jan 28, 2011 Private residential prices in Singapore up 17.6% in 2010 By Esther Teo OVERALL prices of private residential properties increased by 2.7 per cent in the fourth quarter, compared with the 2.9 per cent increase in the previous quarter, unchanged from the flash estimates released earlier this January. Prices have gained 17.6 per cent in 2010 compared to a 1.8 per cent rise in 2009, the Urban Redevelopment Authority said on Friday. Non-landed homes saw price gains of 1.8 per cent, inching up on the 1.6 per cent in the third quarter. Homes in the city centre saw prices rise by 2.2 per cent, while city fringe and suburban areas saw gains of 1.9 per cent and 2.1 per cent respectively in the three months ending Dec 31. Prices of landed properties increased by 5.5 per cent in the fourth quarter, down from the 7.7 per cent rise in the quarter before. Prices of detached, semi-detached and terrace houses increased by 8.5 per cent, 3.1 per cent and 3.7 per cent respectively. At the end of the fourth quarter, there was a total supply of 65,699 uncompleted units of private housing from projects in the pipeline. Of these, 32,776 units are still unsold. Overall rentals for office space, based on leases which had commenced, increased by 4.7 per cent in the fourth quarter, compared with an increase of 6 per cent in the quarter before. For 2010 as a whole, rentals of office space have increased by 12.6 per cent. Prices of office space have also surged 18.9 per cent in the same period. Rentals for shop space also saw an increase of 1.7 per cent in the fourth quarter, bringing rentals up by 2.9 per cent for the year. Prices of shop space also increased 8.6 per cent for the year.

I am scared scared, I won't dare to bring young kids to MBS during CNY, their immune systems are weak. The management just wants to earn more $$$, and never spare a thought for their employees' health and customers' health.