davidbslee

Now where got people sell flat only earn cash proceed below 50k? Dun know why this so call new rule talking about and this will only encourage the COV go higher. Anyone agree with me? This is so call give chance to those people wanted to take HDB loan?????

Fully agree. When I was viewing for resale flat, I saw some are like that.

Welcome to RT. With 15K budget is quite hard for yr wish list. I suggest you just get a simple wardrobe for the time being. Your floor plan is the same as mine and I also did simple reno which cost me about 28K. Maybe you can take a look at my RT thread. You can always combine salary with yr brother or sister if you have and go for reno loan from bank .

Well, if you think that the seller agent serve you well enough and also help you nego on yr side, then I think 1% com should give it to him. When I brought my resale flat, found the flat my own through ST and call up for viewing. I am using seller agent and the agent serve me well enough to make sure nothing goes wrong till the resell complete.

Haha! You mean totally no window in MBR? If yes, this is confirm no diff from prison cell as you said.

Fully agree with you. Now my wife do laundry, few hours can dry already as ours is those old style using bamboo sticks type. When I stay sengkang last time, laundry 1 whole day still not dry just because of the laundry area design

Haha! If buay gum then die lor...

I feel that old type of house design is better as more privacy. My friend that stay in sengkang 700 series, the kitchen to their neighour kitchen is so near less than 5m. You can see their kitchen so clearly, no privacy at all. But what to do, now can get a flat in BTO already consider very lucky, so LL.

Ya. Happy can already but I dun think it possible for <20K can reno a full overhaul old orginal resale flat even with only so so effect and just interm of hacking already cost alot. If you are talking on a New BTO 3rm flat, <20K can do alot of magic.

Total Reno cost is $32K with Aircon Mitsubishi Electric Inverter System 3, 2x MSY-GE10VA, 1x MSY-GE24VA as aircon is quote inside the reno. My air con cost me $3400, Cheap?

Please post the ID Firm name BIG BIG as this kind of ID firm only eat senior citizens.

I have did some hacking of wall and building wall if not it will be more cheaper. Anyway, my wife and I also feel that 28K is reasonable enough for a total full overhauling of the flat.

That the Altar cum Divider to place my kwang yin. It cost me about $750, the glass panel is a whole pcs type. My total reno cost excluding furnishings is $28k+ .

Thats why my toilet top hung window is wire mesh.

Bringing the thread to the top for people looking to reno their 3rm flat in a simple idea and cost saving.

True. This month all agent will have to eat less liao...

Hungry ghost 7 month coming soon and maybe it is a good time to buy flat with no COV.... Dream on.. I dun think this will affect the resale price at all.

I will not pay 100k even I can afford it.

Thank you bepgof for the detail answer. Luckily not bad feng shui issus. Maybe it due to the light in the corridor which just outside my main door.

[/quote Near MRT only part of equation for price appreciation, take note of the 6M a) MUST not walk more than 200m to MRT (Maximum: 2 mins walk) b) MUST hv underground MRT; NEL & circle line together, like Serangoon Central (or else noisy) c) MUST have covered walkway (or else rain how??) d) MUST have 24 hrs food, coffee, grocery shopping, doctor. e) MUST have good schools, landed property, condo in the vicinity (For good resale value) f) MUST have zero flood in last 10 years (Check NEA Website) GOOD LUCK!!! Wah, so detail. My flat only dun have number B & E . But I think consider myself lucky already, cannot ask for sky.

I see. Can I confirm the step? 1. Print out the HBL/3 form 2. Fill up the HBL/3 form 3. Scan the form into a file 4. Attach the file to Email 5. Email the form to Public-housing-bankloan@cpf.gov.sg Correct? Today, I call up CPF and speak to a officer regarding HPS and she said HPS fully cover if my wife and myself as a flat owner which both of us brought 100% HPS in CPF and if would anything happen to either 1 of us, the other party will be cover for the full loan instalment.

Bepgof, tell me more about it leh...

Bring young children to view house which I think is true. When I viewing resale house, we always bring along my 3years old child cos nobody help look after. We view about 20 house and there is a house which my child just dun want to go inside the house and keep pushing my wife to stay outside so I went in myself. I also feel very uneasy during viewing.

Okok, this morning it happen again. Also about 20 dead bees on the floor again. What the **** is going on....

The CPF Board office is just across my house. Can I go down to their office and ask them to help me change? Mine is under HDB bank loan by the way.