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aoiaoi

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Everything posted by aoiaoi

  1. I love the retro look of your house! So nice and classy. Love the discoco lights and the panton chairs. I almost wanted to get the same Celini sofa as yours but my living room too small, can't fit in.
  2. Closing my renotalk account. Good bye folks. Till the next renovation project...
  3. Try Lush at Tai Seng MRT nearby. Their rugs are now on 50% off due to GSS. At Taka basement centre area, they are also selling some rugs. you may also wanna take a look. I'm also looking for a nice rug to put in my master bedroom, still looking around though.
  4. Why not consider building a study table onto the bay window? That is what I intend to do for my bay window. Here's an from someone else's project (see 4th pic) http://www.designworx.net/singapore_interi...icon_loft.shtml
  5. Buy from Zara. Got the white patent shoes, in fashion now. Match it with white belt. Pedro shoes aren't really that good looking.
  6. Pasir Panjang either The Peak @ Balmeg (that's the Townhouse right?) or Luxe Ville. Very near to CBD but Pasir Panjang is a quiet district though. The remaining are all FH? That is an important factor to consider and the age of the property if they aren't new. To wait for enbloc is very uncertain. You may end up having to wait for > 5 years, it's a risk really .
  7. Normal your banker will "insist" that you use the lawyer that they liase with. If your lawyer doesn't have such a requirement, then maybe you may like to consider A. Ang, Seah & Hoe. http://www.aashlaw.com.sg/ The paralegal, Katherine, is very helpful, firendly and efficient. She helped me to expedite my case as I had bought a soon to TOP apartment. She also helped to chase the developer's lawyer when the first buyer of the apartment failed to remove the caveat he had lodged after forgoing the purchase. She is also very clear in her explanations and very organized person.
  8. I'm paying 1.26% for the first month. Subsequent months depends on the 1 month SIBOR rate. Of course, I can opt to switch to 3 months or 6 months subsequently if US Feds starts to up the interest rate. Actually I get to read the Business Times in my office everyday, so it's no bother for me to keep track of the SIBOR rates.
  9. Did you check with Citibank? I got my loan with Citibank. 1 year lock-in SIBOR + 0.85% for 1st year (can choose 1 mth, 3mth, 6mth, 9 mth or 12 mths rate). 2nd year onwards is SIBOR + 1.00%. I find it being the best rate so far in the market given the low SIBOR rates. But I think those are only applicable for not more than 80% LTV.
  10. You may also want to try www.view2offer.com. There's also one just TOP property on http://www.propertyguru.com.sg/listing/386...sale-the-espira
  11. Generally you should be able to use your CPF to pay the 5% and also claim the stamp duty. But do note that there are conditions imposed by CPF. You must not be using your CPF to finance any existing housing loan either HDB or private property. Also, if you have an existing new HDB flat, you may be subject to the HDB 5 year rule. Do read the CPF and HDB faqs on their website for more info. Of course, you can always ask a property agent to be sure that you get your facts correct first before committing to a purchase.
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