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elaine81

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Everything posted by elaine81

  1. Aiyo . then i also kena la I bought y current flat on 01 sep 2005 . My first flat was from hdb , 3 room flat. current flat is the 2 nd flat . And nw going to buy a anew flat from HDB again , can some one help me with the calculation ? How much levy must i pay ?
  2. HI all , I thinking of doing the following renovations when I get my new flat , it's a 3 room standard flat . Can anyone help ? 1) open concept kitchen( upper & lower) 2) Installation of sys2 aircon 3) false ceiling with starry theme 4)false wall for tv in LR 5) casing for all truckings & cable
  3. Just to add on , this time is the 2nd time buy frm hdb
  4. Oh , I am selling resale hdb flat & buying new hdb flat , 3rd time loan frm hdb
  5. Hi all , just wan to share with all , beware of this agent :http://www.serenegan.com/. 7, 8 yrs ago I engage her to sell my hse at west coast . Instead of helping me earn profits, she kept persuading us to sell our flat quickly & say becos our flat is too original so nobody wan to buy . Valuation say we can get $155k , but she told us to sell below valuation, and tell us to declare $155 k in otp.
  6. Hi Ashanti , this is just an example , of cos I won't tell ppl hw much proceed I will get . Anyway I am nt very sure of the calculation , I am trying to get someone to verify
  7. can veify if my calculation , at the following correct example my area estimated valuation 380k 380k - 150k( outstanding mortgage loan) = 230k ( sale proceed) (new hse ) 230k - 90k ( cpf used ) = 140k ( shortfall for new hse ) 230k - 140k = 90k ( actual sale proceed after buying new flat) **** Can anyone correct me if wrong ? thanks
  8. Eone using read my posts? I jus get q number nia .but becos good q number, so I oredi planning the theme I wan...
  9. Hehehe, Eone ,tats wat's am thinking too , cleaning job nt so tedious
  10. My main concern also like , dunno how dirty it is .... but i realli like the BLACK TOILET BOWL so much , i decided to import in from china
  11. Sure! But think , selection mid may/ june. Still hv to wait 3 to 4 mths to sell old flats , think also must end yr, then can see.
  12. Any of u see before ? Love the color black , so tot of getting a black toilet bowl
  13. Oh, that's great! Thanks so much for reply. I wanted a starry ceiling so badly....
  14. Hi all , If follow my previous thread . I & my family was given q 19 to select a flat in punggol. I was so excited , tat I hv oredi chosen the design for my future kitchen, & for my LR, I am thinking of using a starry theme ceiling , cos I love looking at the nite sky so much.. Can anyone tell me wether it's still consider modern ? Thanks..
  15. I oredi start going to Punggol to see the few units with keys avail,see wether near minimart ,mrt ,food courts or schools Bo ...
  16. Wah , ur frenz so happy must be ... wonder how is this q number grouped according , is it by area ? so excited , dunno when can get keys ...
  17. Hi,anyone here apply for SBF mar 2012? Wat's ur q number & hw many room which area u apply? Can share ?
  18. Hi , as abv , Was thinking of importing from oversea , cos it's cheaper & nicer . Hv ordered for my customer before , just tat I need a contractor to do the installing . Recommendation appreciated , thanks .
  19. Hi all , Would like to enquire is the above rule still on ? And also can any wan teach me the formula to calculate sales proceed ? I dun trust hdb calculator I am buying a new flat from hdb , & taking a hdb loan. Thanks in advanced
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