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waileong

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Everything posted by waileong

  1. It means you didn't pay for the advice, so you can't hold anyone responsible if anything goes wrong. It also means you have no idea of the background or knowledge of anyone who posts any advice here, so caveat emptor.
  2. Role of lawyer is to protect your interest, so a good lawyer would help you by pointing out unfavourable clauses.
  3. That sounds unlikely to me. Property is normally sold on an as-is where-is basis, hence there is no reason to withhold floor plan. In any case, if you have a good conveyancing lawyer, they will advise you to get remove such clauses (ie "actual apt dun tally with approved/provided floorplans"). Even if you buy a property under construction, developers still put caveats to say that the actual unit may differ from the brochures given, although one can argue that if it is a material difference (eg buy 1,500 sf unit but given 1,000 sf) then that caveat cannot apply and would constitute material misrepresentation.
  4. Where did you hear such a thing? That would be scary indeed. Legal principles would indicate otherwise, ie legal certainty on ownership of property. Of course, there is a 99-year lease, and the flat does revert to the Govt after the lease period, but we are still many years away from that. This is a bit confusing. Joint tenancy basically means co-ownership, no need to indicate A-- x%, B-- y%. So whoever survives owns the property. It also means that A + B must sell together. Tenancy-in-common basically means shared ownership, ie A-- x% share, B-- y% share, where x+y = 100%. If A passes away, his x% is given out to whoever he likes, and as such, B still owns y%. If you want to sell the flat, B can only sell y% of the flat. If want to sell the whole flat, B must get all those who now own x% to also sell at the same time. Of course, in practice it is impossible to sell y% of a flat, who will want to buy it.
  5. 1. You don't need a floor plan, although it's helpful. If your contractor/ID wants the work, he'll come down to measure himself. 2. You could consider asking the MCST for help, if they can give you a copy of the floor plan, maybe of a similar unit (ie the one directly upstairs). Or even ask the neighbour upstairs or downstairs.
  6. You can ask for everything. Just watch Money No Enough for inspiration.
  7. I told you. You have a lawyer, he exists to serve and advise you, ask him. Hearsay advice in a forum is no good compared to paid professional advice from your lawyer.
  8. It's not my experience. Real leather is great.
  9. Ask your local paint shop. It's faster and you'll get more pro advice.
  10. You can complain about your own lawyer, but how can you complain about their lawyer? Lawyers exist to take instructions from their clients. If they don't do something, it's because their client have not given them instructions to do so.
  11. Ask your contractor for advice. What I can say though is that the shiny look will be ruined by scratches in time to come. Hence a matt or semi-matt may be better in the long run. Corian, granite or other material is up to you. Each got pros and cons. GnM blog has more info.
  12. What happened happened. What's going to happen, or what could happen-- that should occupy you more.
  13. "Wrought" is just a word in English. Doesn't have anything to do with renovation.
  14. And that's the point isn't it. Wrought basically means bent, hence the malleability. Wrought doesn't have anything to do with galvanising. Hence it's not restricted to iron.
  15. Not only do they have aircon, they have caterers to cook food (instead of Army cooks) and contractors to do area cleaning (instead of them doing it themselves). Which camp? Try OCS for a start.
  16. If it is already a jumbo flat, you can buy and sell like any other flat. If you intend to buy your neighbour's unit to make a jumbo flat, then you have to go to HDB to apply for permission to convert the unit. Once you have the permission, then you can buy over your neighbour's unit.
  17. The cost of a floor is not just in the initial laying, but also in the maintenance and possibly repair. Most tiled floors are easy to clean and maintain. Simple water or Kiwi wash and mop will do. Do you need to use special polishes with laminate flooring? Also, will you need to spend $$ to remove scratches or to repolish dull floors after a few years? Not to mention repairs for possible "accidents" which might cause the strips to warp?
  18. Because times have changed. Last time army bunks don't have aircon, for instance. Now even army bunks have aircon. Last time people worked outdoors more. Now people work indoors more, everywhere got aircon. And it is a fact that temperatures now are warmer than 30 years ago. So how? You may not feel it's a need. And that may be correct for you. But if you didn't have doubts, why post the question? Just go with your own conviction My point is not about you per se, because I don't know anything about you, I don't know how you would feel about anything, not just aircon. My point is how I think the majority of the general population feels. While I have not done a quantitative survey, I feel pretty sure that the majority of the population would agree aircon is a need. Because the expectations of the majority are different from 30 years ago.
  19. That's the point. It's not about pledging. It's the fact that there is a minimum sum. The only thing is I'm not familiar if those in their 60's and 80's today are affected by it. If so, then you can bet CPF will retain the $$$ even if the flat was not pledged. However, if everything was serviced by cash, then CPF has got nothing to say.
  20. Why such a question? Aircon is not an option any more. 30 years ago it was a luxury, today it's a necessity.
  21. You're seeing this as a battle between you and the contractor. It's a win-lose situation now. What's the point of going on like that? There's only two reasons why things turned out like this: a. He's dishonest and out to swindle you b. You're unreasonable and asking for too much and paying too little. You need to figure out which is which. More importantly, you need to change the situation, or change the contractor.
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