everton

Yes. 7 #%&$&@ percent

thanks Christopher. so you left your floor intact then and didn't overlay anything? Might a solution(albeit one that would add to your cost) be to overlay Engineered wood in the bedrooms as well which would then effectively raise all rooms equally? Thanks

Have you considered the TEKA MWX 45 BIS for your microwave. I think it would match your oven even better.

Hi Morgan, can you tell me anything about engineered wood. From what little I understand it uses a wood veneer surface over plywood. I also understand it can be overlayed on existing homogenous tiles just like laminate flooring. I've already moved into my home and don't want to have to hack out the existing flooring. Can timber wood be overlayed on an existing floor? Is it advisable? Am not crazy about installing laminate wood flooring. Tried pergo in my first home about 17 years ago when it was just introduced in Singapore and wasn't very impressed. I know laminates have come far since then but I really don't like the spongy feel of it.

Hi. got your pm and replied to you with some pictures of my kitchen

Think it depends on what you are both comfortable with and agree on. I don't believe there is a 'one size fits all' in any marriage. But the important thing is that you're both agreeable on the action that you ultimately take. I don't necessarily agree that everything has to be revealed in order for it to be an honest marriage. If you both agree that a certain amount of money needs to be aside for the family or the household and whatever is left over is you own, with neither of you being concerned with how mcuh the other person has left over, I think that's perfectly fine. But I guess the question is ' Why don't you want her to know how much youre earning? It sounds to me that there is another underlying and deeper issue at hand....trust.

sounds like he could be trying to pull one over on you, since he already took half the cash. I suppose what you might consider doing is to send him in writing that you do not agree to his amendments and request that the cash and cheque be returned to you. Ultimately since you did not initial on the amendment it ought not to be legally binding. The written request to him will also indicate to a lawyer or judge that you have expressed, in no uncertain terms, that you reject his amendments and do not wish to purchase the unit under those amended terms. if he proceeds to cash the cheque despite your written notice, then I imagine he is implying that he accepts the original terms (ie minus his amendments). In addition, since he has indicated in the OTP that he had received the one percent, then he is liable to return the entire sum to you if the deal does not proceed. Perhaps the first thing you should consider doing is to have your agt tell him that you dont accept his amendment and see what he says. He may very well agree to rescind it and stick with the original option, or return the 1 percent to you. If he decides to cash the cheque, then i don't think he has a case to keep the tenants security deposit. In the meantime, you should probably speak with a conveyancing lawyer first thing tomorrow. I'm very curious to know what he advises you as well.

I find it quite unusual that your agent would not know something as fundamental as this. I imagine the seller is simply not agreeable to the option that the agt has presented him and is simply making ammendments to it as he deems fair or favourable to him. The next step is for you to go back to the seller to state wheter you agree with his amendments. If u dont then ask for your cheque back or counter propose something else. Perhaps splitting the security deposit. although I think the norm is that it should go to the buyer to hold on behalf of the tenant when he moves out. The security deposit belongs to the tenant and not the buyer or seller of the property. Its returned to tenant minus deduction ot rectify any damages caused by tenant. The seller is simply trying his luck if you ask me and being ab obvious opportunist. Not very ethical.

As long as you ahve not initialed on the amendments that the seller has made, then those amendments are not legally binding. if he cashes your cheque of 1 percent, then he is accepting the terms of the option without any amenendment unless you have both endorsed those changes which is done by initialing next to the ammendments. If the seller feels the price is too low, then he should not accept your cheque and return it to you. Has he cashed your cheque?

My understanding is that banks will lend up to 30k or 6 mths your salary whichever is lower.

In the first place, I think your agent should not have given him the one percent deposit without checking with you first if the seller intended to change the terms of the option form. You should check with your agent as to why he handed your cheque over to the seller without first checking with you. Also, any amendment to the option form must be initialed by both you and the seller.

I see.

I'm very curious. what does a rainshower have to do with a waterheater?

Hey, not a bad idea. Hmmm..... For Sale: 9 pieces of original Vietnamese oil paintings. Prices ranging from 50 - 300 dollars.

Not crazy about it. Think it looks a little messy. Just an opinion.

i'm thinking withdrawal, for sure.

thanks. that one cost me $50.

Strange. i would imagine that even if they laid over the existing tiles, the contractor would still need to apply cement or some sort of membrance on top of the old tiles. I would also imagine that when this cement and/or membrane is laid it should be applied in such a way that it slopes towards the drainhole. hence, allowing the water to flow in a downward direction. it sounds to me that yor contractor might not have applied the cement/membrance properly and so the water isn't flowing towards the hole. Just my layman's opinion and i could be totally wrong about this.

What a great location.

great, it worked. If nothing else, at least I've learned something new today. The artist is obviously a 'chain smoker'. see how despondent he looks in the picture where he doesn't have a cigarette.

Oh dear. for some reason it seems to take me there when i click on it. sorry...... guess I've just let out to everyone how techno illiterate I am. Hmmm..... lets see if this works http://img209.imageshack.us/img209/5217/picture01e.jpg http://img251.imageshack.us/img251/3816/picture02t.jpg http://img710.imageshack.us/img710/4742/picture03d.jpg

Hi January, Here're some pics I took using a lame handphone cam. Two of the paintings were bought from a small shop along the street run by an artist and his wife for 50 and 70 dollars each. Sizes are about 3 1/2ft by 2 1/2 ft . or thereabout I hate using the term, but these really were 'dirt cheap' . I figure if i ever get tired of them I won't hesitate to toss them out or give them away. The series of four self portraits were bought from an art gallery. Artist's name is Cam. These are a little more costly but I'd heard of him even before I'd bought the paintings. about 300 dollars each. i also commissioned a 3 x 2 ft portrait of my two sons; oil on canvase which cost $50. Hope you're able to see the images. http://my.imageshack.us/v_images.php

sure. will try and upload some pics tomorrow.

Not if he buys them in Hanoi