rolexboy

hi master, any 2nd best location for stove? the reco stove location will most likely used for fridge location... issit any bad or somethin? notice my layout only have 2 sector, while others have more sector...

hi Master renotalk, tks for the reply. i'll consider and discussion with my wife on ur suggestion. goodluck all have a great sunday all

hi peeps, dun mind, pm winson/kelvin's contact to me. i need to get quote from them. thanks, appreciate it

yup, maybe tat explains y diff officer needs copies of our IC as well. maybe i have changed a new IC this month....

I have my fair share of contacting and calling diff agent, being a 1st timer in getting a unit. After much consideration and discussion with diff agent, I thin there r, seller agent and buyer agent. Thou any agent can do sell or buy, but if u engage buyers’ agent for selling or vice visa, the end result will be very different. Do talk, discuss and negotiate with them more. Some agents can’t wait to get u “laid”, some can’t be bothered, some call u bro/sis…. To me, service and information and being able to get a unit for me, is more important… ie, i went for the same unit, but marketed by diff agents, (i din know i was goin to view the same unit), the asking price/COV was so much diff... later i realise one of the agent do more selling then buying....

..... nearly wanted to engage him, til i saw this thread... need to look around for better quotes and reliable ID...

Jus for reference, my HLE approved at 580k+. My loan amount is about 225k+ My wifey and I are still at the same company. I jus went 1st appt last week, the officer asked for my original pay slip, which I dun have (my company dun issue pay slip) She requested me to get an appointment letter from company stating my pay, appt in company and duration with company…. All this despite, us providing last 3 years CPF contributions… Actually, I have AREADY submitted my appointment letter when I applied for HLE early last month, how come I’m still required to submit appointment letter to another officer. Isn’t their system linked at all?

Jus completed 1st appt last week, OA 95K (including 40K 1st timer) We have another 40K+ in investment now, (maybe now worth about 30K or less only…) Monthly installment: 881 for 30 yrs., Me 80% my wifey 20% Combine income slightly more than 6k. Planning to pay lump sum every year/biyearly, if it’s troublesome… Originally wanted to go for 20yrs loan, but times bad, investment not workin out now… so play save (better than sorry)