CareBear

Yap! Yap... why do you want to hack marble? so wasted.

I think must see if you want to take fixed rate or variable rate. Different calculations.mine is fixed rate based on 5 years. 1) 3.08% x reno amt x 60mths = Interest (Interest + reno amt) divide by 60mths = mthy payment for 60 mths. I think variable rate will fluctuate based on mkt rate. I still think you should seek the expert(bank) for better understanding.

Hacked Wall at Kitchen Hacked wall of MBR toilet Hacked granite top on kitchen surface Newly-tiled toilet. Decor tiles are placed too high in the middle so ID going to redo at his cost... Just slight adjustment. will look somehow the same, just that the decor tiles lower due to the mirror that is going to be placed above it. Up close on tiles (Highly reflective Will update further next time.

Ya, that day so heart pain... but now it's ok already... ID say he'll polish floor after that... Ok, more things... Now the tiles.. we didn't require alot of tiles coz only change toilet tiles, overlay. New arrived tiles - 12 Jan 09

Free Item taken on the 5th Jan 09 Got it free when we take the RHB renovation loan. Kitchen Mixer Tap... I know it looks messy.The one which is the most outstanding is the one. Hob (Glass-top) MBR Basin (View 1) MBR Basin (View 2) - Chose that same tap for the basin too. Kitchen Basin Will upload more pictures on tiles and after hacking of walls.

ok, I very slag 1.... Hacking was done on the 11 Dec 08. Very messy and I was also very angry with ID for not protecting floor... Nevermind... at least now there is protection.

Spam Choppieee.... Congrats on your new house....

Hi airways07, I took my loan from Rhb, Think the interest for <16K was 3.88%, >16K was 3.22%. But coz I sign up with Plush Living, my ID company got tie in something with rhb, my interest is 3.08%... not bad lah... Actually didn't know, all along thought it's 3.22%, until approved liao, the officer told me about the special 'treatment'. Don't know if other ID firm also have this kind of privillege or not... can ask them.

Yeah, sounds horrific...

Hi, I actually split my commision into 3 sections. I spoke to my agent, she's a very nice lady. Coz my 1% is 7k+, include GST, mine was HSR. I told her that I would give 2.5K on the 1st appointment, 3k on the 2nd appointment and because the ex owner stayed another month, I gave my agent the balance after they have shifted out and have cleared any balance amount that ex owner supposed to pay me, eg: Consevancy fees, etc. I heard from my dad that you can actually negotiate the commission nowadays. Then also say why I so obedient, didn't even bargain. 1st time buy ma, don't know anything.

Ya, I agree with porkypig, my brother-in-law bought it too and it still rust. Truthfully, I think for ikea items, not everything very good. Anyway, it's afterall personal preference... Your house really a big change after reno... very beautiful. I like your toilet... so when you plan to move in?

Wow!!! It looks lovely and Congratulations on your almost completion... So envy... Your living room lights look very nice... Mine, still waiting for my ID to hack wall which will be this wed.

My X-owner had a very damp smell in the walk-in wardobe even though it is not near the toilet at all... but there was a small window that faces the aircon compressor. I think to have a walk-in wardobe, ventilation is very important. My cousin also put WIW next to toilet, she didn't put any toilet door neither WIW door... anyway, she always complain that her clothes damp damp one... Think you can get those ventilation fans, Think KDK always advertise in mags... As for laminates, my mum's house has it. You got to keep it very very dry... or get a long and thick floormat that can absorb water. My mum went to but those ikea round mats and in the end, the laminates start to pop up slowly as it must be kept moist and my silly maid, when wash toilet, got the front area damp and in the long run, I tell you also I think very funny... outside my mum toilet laminates, near the side of the door grow mushrooms... Many times already... My dogs keep sniffing them...

Yap! Poor you, Pinkpetter. Actually I also duno sink come got no hole 1. We also not professional or else take over their job liao. QUite understood that sink suppose to have hole one what... Poor you...

I went last day, very late. I opt for Washing Machine, 9kg, diamond drum coz we need one. We'll get home theatre next time although I heard it's worth around $600+. Think the HT quite good quality one. Think can choose either HT, Fridge, WM, $300 Cash Voucher. So choose WM. I think then should be 610..... haha... both look so similar... Think the difference is the colour I think, red or black. So Blur of me... coz both series 6... heehee.... Anyway, many freebies very happy la... Anyway, Courts having the Megatex tomorrow til xmas, will probably go down and have a look to see what other offers they have. Now searching for oven and fridge...