Hi Nesh, I sympathised with what u r facing now , ur dad is not giving u some money after he sell the flat, as u r still is son ? During my time is I m quite lucky, I know buying a new flat is very very difficult. So when I got married, I purchase a 4rms flat from the resale, that is now I had been staying for about 19 yrs from now. At tat time, the price was consider still affordable, with mine, my wife's CPF and about $18k cash I fully paid for my flat . A yr later, my dad passed away and I sold off his 3rms flat, with the proceeds I share it with my brothers, I m the youngest. My flat had en-bloc now, I will be getting a new replacement flat in 2yrs time. I can see can it is very very very difficult in future for my son to purchase a flat on his own, well, if he is lucky enuff to get his own flat, tat will be good, if not I and my wife intend to give the flat to him, our only son, after we closed our eyes.