I did kitchen and toilet full with a laminated cabinet with solid top,plaster the whole house including hacking half of wall sep kitchen and dining,wiring whole house and painting whole house with ICI paint.My id gave me hood and hob+ sink as foc. Total cost $19500.So it can happen if ur living and bedroom tiles and windows are okey.I didnot tile my kitchen just cement plaster and used washable paint.1st you need to look at your house and decide what necessary.It is not good to spend so much money for 3 room cos we may need to move out once family get bigger....