Misc100

a lot of kopitiams and hawker centres...those that i have seen are operated by m'sians

With the financial turmoil ongoing, perhaps better to sell than to lease it out.

Now still got people believe HDB prices can still go up? We are on the brink of recession already.

I simply love it!

Wait for prices to fall 30-40% before buying.

my fren 30+ yrs old, earning $1500 only. His cpf around $20k. He said dunno how...

My parents bought hdb last time - $9k only. Took 10-yr repayment loan. Each mth pay $150. During those times, $150 a lot of money.

many aunties who stay in AMK nothing to do also went to see the showflat...but they just go there look-see look-see only... but for those who really apply, i dunno wat to say....

There are many 'unseen' costs for leasing out your place: 1. Property tax - 10% of rental 2. Income tax 3. Conservancy charges/Maintenance fees 4. Fire Insurance 5. Cost/depreciation of furniture 6. Agent commission - (0.5 mth) All the above totaled up to 3 months of rental

I used to record my dreams....quite funny when read it back...becos people whom you know but dunno each other come together in your dreams.. to do so, need to write down immediately as they are easily forgotten.

when i have time, i will paste the pics here for all to see

Btw, Daniel, howcome you are willing to buy such an "old" flat? (if u dun mind i say that)

If the money is invested in stocks, the gains could be 100-200% in good times, while property prices are going downhill (probably 2 quarters behind the stock market).

I just realized that the lease start 1 year after one can renovate and move in. Pretty strange, but it is true!

Normally, what is the difference between one that has upgraded lift compare to one that has not? Thanks!

I wonder how much does the age of the flat affect the valuation. Say among a 10-yr, 20-yr and 30-yr flat. Would buyers be willing to spend a few hundred thousand to buy a 30-yr flat? (though I must admit that a 30-yr flat in Sgp nowadays are still pretty well-maintained)

ALL OTHER THINGS EQUAL, the age of the flat (selling now vs selling 5 or 10 yrs later) will affect the selling price right?

It is really quite amazing that I only fell asleep for a few minutes and I had a dream in that few minutes!

My hdb flat is the old type - wiring conduits (is that wat it is call?) hold/cover the wire cabling. Does doing false ceiling all that enhance the HDB valuation?

it will be really interesting to see how many units left unsold...

There have been complaints to CASE on this.

I usually go to Chan Brothers, at least I know they are the least most likely to go bankrupt, among all the agencies in Sgp.

flea market?

what's in the masterplan for 2008?

big ones dun happen so often book directly from airlines much more expensive rite?