dome81

old folk claim - eyes look near = look after your family within the same roof. eyes look far = look after your career and your future.

Good Saw your unit last week, good workmanship on the wetwork

i think the god will shake his head when he see human quarrel over where "It" should sit. What matters is the "Xin" when you have the heart, even if you don't have the status, god will save/help you, so what is you place "It" at the spot your FSM / whoever tell you, confirmed god like bor ? If don't like how? Don't bless you sibo ?

Good Infor - you gained something but you'll lose or exchange something for sure. No free lunch in this world.

For dragon / tiger status, suggest you to have a god to control them otherwise they'll go wild (Assume your place is not temple when gods rotate duty to look after.)

respect your knowledge, interests in history brings great knowledge.. I only know the 5 color heavenly troops, heehee

Status "For Praying" normally goes in odd number, why need another few status on a single wood? Normally these are for display for our age/era. Having issues now? If everything goes fine, don't invite more status. My advice will be (More status don't mean = more power or more blessing). You don't need so many status to bless you, just the "One" that have "Fate" with you and your family. God Bless !

good to heard everything is fine. Btw don't ever try placing stuff like "Fu", "Salt/Rice" or whatever some Master tell you to place in your house to catch or catch the "Evil" "away, it'll only do you more harm in fact. Just like you're been force or throw out of the house, you can't enter for now, but "It" can follow you outside the house right ? Do it the peaceful way, invite it out of the house by offerring praying - foods / joss paper etc..

wait till you see your kids hundred palm print. lolx

Actually Hua - happen yearly on Pekong big day, all these status, will be burn with many many boxes of josspaper. Common for most of the big temple to do this, small temple don't take in status anymore.

same la my kitchen and toilets CMI - Cannot Make it. Just met up with my ID last evening on the budget renovation, manage to keep it under 30k for whole unit... How much is your COV ? 30k ?

so have you confirm your purchase ?

agreed, price is low but the workmanship not good.

i have been chasing after them for HLE before i exercise OTP, after the stuipd cash proceed came in, i'm like WTF? Chase so hard for HLE and yet they want to suck me dry.... no choice i go to banker...

you'll be surpise there're still people selling it for profit <50K.... my uncle is one of them... he move every 2-3 years. He don't take loan for replacement unit, all he does was to find unit that he don't have to top up, use his profit for renovation and get to stay new location every one and then.

i have clarified with my resales officer, the result as follow. Cash Proceed 50K and above - apply 50% Cash Proceed below 50K, you'll only get back 25k, the rest have to go to 2nd home for HDB loan only. Say you cash proceed is 30k, you get 25k, 5k go to 2nd unit.

Henderson crescent, i been there too, unit too small and yet Chinese ratio filled too bad, otherwise i'll get that too, walking distance to TB mrt BUT i heard that area will be enbloc, don't quote me, i heard because the bukit merah view area (111-113) have been confirmed on enblock beside TB mrt. last val for my B.Purmei done in May i think, so i need to redo again in order to obtain bank loan.

Ask him to fix loh

My understanding - 25K cash proceed is min,for 2nd HDB loan, if your profit <25k, HDB will still wipe out your profit because of 25k or lower. etc - profit 30k = tax you 25k, you only got 5k profit 40k = tax you 25k, you got 10k profit 50k = tax you 25k, you got 25k profit >$50,001 = tax you 50%, breakeven at 50k - so they tax u $25,000.50, you got $25,000.50 as well. For my case, clear cut they'll apply 50% on me cause my profit >50K, i use the resales HDB finance table compute my balance cash show i need to pay over COV on 1st appointment and 70k++ during 2nd appointment.

Ya loh, Ah kong want to charge me more and not willing to see me have more cash. But i also heard 50% or 25k whichever lower, i can't find this in HDB website, agent also tell me min is 25k is min, for my cash i kana 50% of cash proceed because my profit >25K cash.

MJ didn't pass on message properly is it?

50% Cash proceed = Sold my 3rm at jurong for profit, i'll have to pay 50% of the cash proceed (profit) on top of my CPF, COV for 2nd unit. Etc - CPF 90K COV 42k CP - 50k Total : 183k - purchase price - 319k (Loan from HDB) If i take bank loan, yes i need to upfront 5% cash but not 50% cash proceed. i can have more cash but higher loan, Pro & Con on this arrangement/switch. Above compute exclude the stamp fee / legal fee etc etc

I actually re-do the VAL, the earlier price is 460K + COV 42k = 502k purchase price. Exercise OTP via HLE, but after doing the math for reno, cov, 50% cash proceed, not enough, so i'm switching to Bank loan and redo val just few days back, VAL now 470K, so my COV will be lower by 10K. have you view any telok banglah drive area ? wanted that area but all those seller (mostly India unit) want 45k min.... unit is super duper condition that i need to do major renovation. Due to the new telok banglah mrt coming up, the COV demand is high there.

Ask Mr Mah to check on China market first la.... the youngster there can't afford to buy apartment at all, they need to combine 2-3 generation income in order to buy one.

My MIL used to stay at the Blk just behind the current Bus interchange, got enblock to the swimming complex side. There're plan for the blks there, once the new interchange and new block is up, you'll hear the news start coming.